Jonah Bank of Wyoming

Jonah Bank of Wyoming Locations
777 West First Street
Casper, WY 82601
307-237-4555
www.jonahbank.com



Jonah Bank of Wyoming is headquartered in Casper and is the 14st largest bank in the state of Wyoming. It is also the 2,919st largest bank in the nation. It was established in 2006 and as of March of 2012, it had grown to 56 employees at 3 locations. Jonah Bank of Wyoming has a 5-star health rating.

Jonah Bank of Wyoming Routing Number: 102307119



See Rates for: Checking | Savings | Money Market | CD

Jonah Bank of Wyoming Checking Account Rates

ApyMinMaxProduct
0.00%--High Noon Checking
0.00%--Golden Rule Checking

Jonah Bank of Wyoming Savings Account Rates

ApyMinMaxProduct
0.20%$150k-Saddle Up Savings

Jonah Bank of Wyoming Money Market Rates

ApyMinMaxProduct
0.10%$150k-Cowboy Up Money Market

Jonah Bank of Wyoming CD Rates

ApyMinMaxProduct
1.15%$500-4 Year CD
1.15%$500-5 Year CD
0.90%$500-3 Year CD
0.70%$500-2 Year CD
0.40%$500-1 Year CD
0.40%$500-18 Month CD
0.30%$500-9 Month CD
0.20%$500-6 Month CD
0.15%$500-3 Month CD

Rates updated: 5/26/2012

Data for Q1 2012


Institution Statistics


Jonah Bank of Wyoming
FDIC Certificate #58396
BankRate ReportView
Year Established2006
Employees56
Primary RegulatorFDIC

Assets and Liabilities

Assets$218.37 million
Loans$118.07 million
Deposits$199.37 million
Equity Capital$18.68 million
Loan Loss Allowance$1.98 million
Unbacked Noncurrent Loans$510,000
Real Estate Owned$26,000

Historic Data - March 2011

Assets$173.33 million
Equity Capital$15.22 million
Loan Loss Allowance$1.79 million
Unbacked Noncurrent Loans$821,000
Real Estate Owned$29,000

Profit Margin - Quarterly

Net Interest Margin3.96%
Return on Assets1.48%
Return on Equity16.72%
Interest Income$2.03 million

Institution Health


Overall Score:
5 out of 5
5
Texas Ratio5
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Jonah Bank of Wyoming had $536,000 in non-current loans and owned real-estate with $20.65 million in equity and loan loss allowances on hand to cover it. This gives Jonah Bank of Wyoming a Texas Ratio of 2.60% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend5
The Texas Ratio for Jonah Bank of Wyoming decreased significantly from 5.00% as of March 31, 2011 to 2.60% as of March 31, 2012, resulting in a positive change of 48.08%.This indicates that the balance sheet and financial strength for Jonah Bank of Wyoming has improved significantly in recent periods.
Deposit Growth5
In the past year, Jonah Bank of Wyoming has increased its total deposits by $41.55 million, resulting in 26.33% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Jonah Bank of Wyoming has shown is excellent.
Capitalization3
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Jonah Bank of Wyoming has $218.37 million in assets with $20.65 million in equity, resulting in a capitalization level of 9.46%, which is average.
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