Dedicated to Deposits: Deals, Data, and Discussion
Featured Savings Rates
Featured Accounts
Overview / Commentary
877-968-7528
3626 SW Wanamaker Rd
Topeka, KS 66614-4528

Envista Credit Union is headquartered in Topeka and is the 6th largest credit union in the state of Kansas. It is also the 787th largest credit union in the nation. It was established in 1957 and as of March of 2014, it had grown to 78 employees and 33,403 members. Envista Credit Union has a A health rating.

Field of Membership Restrictions

Must live, work or worship within the counties of Shawnee, Jackson, Jefferson, Osage, Douglas, Johnson, Wyandotte or Leavenworth. Also open to those who live or work in Reno County or the counties adjacent to Reno County, specifically: Rice, McPherson, Harvey, Sedgwick, Kingman, Pratt or Stafford County. - See Details

Reviews (1)

Open an Account!

Envista Credit Union is a great place. I have had an account there for several years and they always treat me with respect and dignity. Their account fees are reasonable and less than the big bank competition. They maintain several ATMs in the region so that I can access my account without a long drive. They also participate/sponsor local community which is great for our community.

My only real complaint is a lack of technology. They don't have a dedicated app for my smartphone but I can access it through the web. But as technology advances, I imagine they will catch up in this area.



Health

Data for Q1 2014

Institution Health

A

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Envista Credit Union had $1.04 million in non-current loans and owned real-estate with $25.99 million in equity and loan loss allowances on hand to cover it. This gives Envista Credit Union a Texas Ratio of 3.99% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
C+

The Texas Ratio for Envista Credit Union experienced no significant changes from 3.04% as of March 31, 2013 to 3.99% as of March 31, 2014, resulting in a negative change of 31.60%. This indicates that the balance sheet and financial strength for Envista Credit Union has had no significant changes in recent periods.

Deposit Growth

GRADE:
A

In the past year, Envista Credit Union has increased its total deposits by $10.39 million, resulting in 4.78% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Envista Credit Union has shown is excellent.

Capitalization

GRADE:
B+

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Envista Credit Union has $256.7 million in assets with $25.99 million in equity, resulting in a capitalization level of 10.12%, which is above average.

Institution Statistics

Overall
NCUA #65282
Year Chartered1957
Employees78
Primary Regulator
Assets and Liabilities
Assets$256.70 million
Loans$169.99 million
Deposits$227.51 million
Equity Capital$25.03 million
Loan Loss Allowance$962,000
Unbacked Noncurrent Loans$993,000
Real Estate Owned$45,000
Historic Data - March 2013
Assets$244.66 million
Equity Capital$23.86 million
Loan Loss Allowance$823,000
Unbacked Noncurrent Loans$993,000
Real Estate Owned$0
Profit Margin - Quarterly
Return on Assets0.3%
Return on Equity3.08%
Interest Income$2.14 million
Rates

Always verify rates and promotions with the bank or credit union. We are not Envista Credit Union, we are a rate comparison website and can not provide official rates or promotions.

Envista Credit Union Savings Account Rates

DetailsAPYMINMAXPRODUCT
0.50%--IRA Savings Account
0.50%--Roth IRA Savings Account
0.50%--Educational IRA Savings Account
0.10%--Regular Share Savings Account
0.10%--Business Share Account

Envista Credit Union Money Market Rates

DetailsAPYMINMAXPRODUCT
0.40%$100k-Advantage Plus Money Market Account
0.40%$100k-Business Advantage Money Market Account
0.15%$10k-Super Money Market Account

Envista Credit Union Checking Account Rates

DetailsAPYMINMAXPRODUCT
0.25%$100k-Premier Plus Business Checking Accout
0.25%$20k-Vantage Checking
0.10%$25k-VIP Checking

Envista Credit Union CD Rates

DetailsAPYMINMAXPRODUCT
1.65%$500-60 Month Share Certificate
1.65%$500-Business 60 Month Share Certificate
1.50%$500-48 Month Share Certificate
1.50%$500-Business 48 Month Share Certificate
1.30%$500-36 Month Share Certificate
1.30%$500-Business 36 Month Share Certificate
1.00%$500-30 Month Share Certificate
1.00%$500-Business 30 Month Share Certificate
0.80%$500-24 Month Share Certificate
0.80%$500-Business 24 Month Share Certificate
0.50%$500-12 Month Share Certificate
0.50%$500-18 Month Share Certificate
0.50%$500-Business 12 Month Share Certificate
0.50%$500-Business 18 Month Share Certificate
0.30%$500-6 Month Share Certificate
0.30%$500-Business 6 Month Share Certificate
0.25%$500-90 Day Share Certificate
0.25%$500-Business 90 Day Share Certificate

Envista Credit Union IRA Rates

DetailsAPYMINMAXPRODUCT
1.65%$500-60 Month IRA Certificate
1.50%$500-48 Month IRA Certificate
1.30%$500-36 Month IRA Certificate
1.00%$500-30 Month IRA Certificate
0.80%$500-24 Month IRA Certificate
0.50%$500-12 Month IRA Certificate
0.50%$500-18 Month IRA Certificate
0.30%$500-6 Month IRA Certificate
0.25%$500-90 Day IRA Certificate
Locations


Envista Credit Union Locations
Branch Office811 NW 25th StTopeka, KS 66618-1461
Branch Office3626 SW Wanamaker RdTopeka, KS 66614-4528
Branch Office1803 N Lorraine StHutchinson, KS 67502
Branch Office3321 SE 28th TerTopeka, KS 66605-2042
Branch Office2015 SW 10th AveTopeka, KS 66604-1405
Branch Office501 NE Lake StTopeka, KS 66616-1163
Branch Office2120 SW Belle AveTopeka, KS 66614-1746