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888-532-5821
151 North Main Street
Kingman, KS 67068

KANZA Bank is headquartered in Kingman and is the 63rd largest bank in the state of Kansas. It is also the 2,857th largest bank in the nation. It was established in 1905 and as of December of 2013, it had grown to 66 employees at 5 locations. KANZA Bank has a B+ health rating.

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Health

Data for Q4 2013

Institution Health

B+

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 KANZA Bank had $442,000 in non-current loans and owned real-estate with $23.02 million in equity and loan loss allowances on hand to cover it. This gives KANZA Bank a Texas Ratio of 1.92% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
B

The Texas Ratio for KANZA Bank decreased slightly from 2.20% as of December 31, 2012 to 1.92% as of December 31, 2013, resulting in a positive change of 12.90%.This indicates that the balance sheet and financial strength for KANZA Bank has improved slightly in recent periods.

Deposit Growth

GRADE:
C

In the past year, KANZA Bank has decreased its total deposits by -$2.52 million, resulting in -1.44% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth KANZA Bank has shown is average.

Capitalization

GRADE:
B+

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. KANZA Bank has $216.39 million in assets with $23.02 million in equity, resulting in a capitalization level of 10.64%, which is above average.

Institution Statistics

Overall
FDIC Certificate #13157
Year Established1905
Employees66
Primary RegulatorFDIC
Assets and Liabilities
Assets$216.39 million
Loans$140.76 million
Deposits$173.02 million
Equity Capital$21.23 million
Loan Loss Allowance$1.79 million
Unbacked Noncurrent Loans$309,000
Real Estate Owned$133,000
Historic Data - December 2012
Assets$210.56 million
Equity Capital$21.51 million
Loan Loss Allowance$1.72 million
Unbacked Noncurrent Loans$309,000
Real Estate Owned$225,000
Profit Margin - Quarterly
Net Interest Margin3.86%
Return on Assets0.8%
Return on Equity7.9%
Interest Income$8.25 million
Rates

Always verify rates and promotions with the bank or credit union. We are not KANZA Bank, we are a rate comparison website and can not provide official rates or promotions.

KANZA Bank Savings Account Rates

DetailsAPYMINMAXPRODUCT
0.10%--Passbook Savings

KANZA Bank Money Market Rates

DetailsAPYMINMAXPRODUCT
0.20%$50k-Money Market Fund

KANZA Bank Checking Account Rates

DetailsAPYMINMAXPRODUCT
2.00%-$10kKANZARewards
0.05%--KANZARewards
0.05%$1k-Interest Checking
0.05%$2,500-Relationship Checking

KANZA Bank CD Rates

DetailsAPYMINMAXPRODUCT
1.51%$1k-60 Month CD
1.26%$1k-48 Month CD
1.01%$1k-36 Month CD
1.01%$1k-60 Month Jump Rate CD
0.75%$1k-24 Month CD
0.50%$1k-14 Month Special CD (new money only)
0.40%$1k-18 Month CD
0.35%$1k-12 Month CD
0.30%$1k-182 Day CD
0.30%$1k-7 Month Special CD (new money only)
0.10%$1k-91 Day CD

KANZA Bank IRA Rates

DetailsAPYMINMAXPRODUCT
1.51%--60 Month IRA (Traditional,Roth)
1.01%--36 Month IRA (Traditional,Roth)
0.40%--18 Month IRA (Traditional,Roth)
Locations


KANZA Bank Locations
Anthony Citizens Branch102 East Main StreetAnthony, KS 67003
Wichita Branch13605 West Maple, Suite 101Wichita, KS 67235
Kanza Bank151 North Main StreetKingman, KS 67068
Kanza Bank - East Branch2233 North Greenwich RoadWichita, KS 67226
Masonic Home Branch402 South MartinsonWichita, KS 67213