Kaw Valley State Bank

Kaw Valley State Bank is headquartered in Eudora and is the 239^th largest bank in the state of Kansas. It is also the 6,688^th largest bank in the nation. It was established in 1899 and as of March of 2012, it had grown to 14 employees at 1 location. Kaw Valley State Bank has a 4-star health rating.

Kaw Valley State Bank Routing Number: 101104973

Kaw Valley State Bank Checking Account Rates

Kaw Valley State Bank Savings Account Rates

Kaw Valley State Bank Money Market Rates

Kaw Valley State Bank CD Rates

Kaw Valley State Bank IRA Rates

Data for Q1 2012

Institution Statistics Kaw Valley State Bank FDIC Certificate # 13413 BankRate Report View Year Established 1899 Employees 14 Primary Regulator FDIC Assets and Liabilities Assets $39.84 million Loans $20.76 million Deposits $36.16 million Equity Capital $3.57 million Loan Loss Allowance $283,000 Unbacked Noncurrent Loans $315,000 Real Estate Owned $388,000 Historic Data - March 2011 Assets $38.92 million Equity Capital $3.30 million Loan Loss Allowance $261,000 Unbacked Noncurrent Loans $540,000 Real Estate Owned $254,000 Profit Margin - Quarterly Net Interest Margin 4.65% Return on Assets 1.78% Return on Equity 19.26% Interest Income $447,000

Institution Health Overall Score: 4 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Kaw Valley State Bank had $703,000 in non-current loans and owned real-estate with $3.86 million in equity and loan loss allowances on hand to cover it. This gives Kaw Valley State Bank a Texas Ratio of 18.23% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Kaw Valley State Bank decreased slightly from 22.28% as of March 31, 2011 to 18.23% as of March 31, 2012, resulting in a positive change of 18.19%.This indicates that the balance sheet and financial strength for Kaw Valley State Bank has improved slightly in recent periods. Deposit Growth In the past year, Kaw Valley State Bank has increased its total deposits by $641,000, resulting in 1.8% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Kaw Valley State Bank has shown is above average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Kaw Valley State Bank has $39.84 million in assets with $3.86 million in equity, resulting in a capitalization level of 9.68%, which is average.

No reviews have been left for this bank yet. Be the first to review.