Landmark Bank

Landmark Bank Locations
12225 St. Helena Street
Clinton, LA 70722
(888) 216-4568
www.landmarkbankla.com

Landmark Bank is headquartered in Clinton and is the 106th largest bank in the state of Louisiana. It is also the 4,817st largest bank in the nation. It was established in 1897 and as of March of 2012, it had grown to 38 employees at 3 locations. Landmark Bank has a 4-star health rating.

Landmark Bank Routing Number: 065201624

Related Posts

Landmark Bank (LA) Is Reducing RCA Rate From 5.01% To 4.10% (same limit of $25K) (Forum) - 12/28/2010

as of 1/2011 according to Ratechaser-T at the Landmark bank thread.

Landmark Bank: Can Not Find Their RCA And Rate... (Forum) - 11/1/2010

The RCA and their micro-site disappeared.  I called the CSR, who claimed the rate is the same.  Maybe it is "closed" to new applicants? 

5.01% Reward Checking Account at Landmark Bank in Louisiana - Local Only - 10/16/2009

Landmark Bank is offering a reward checking account with the following rates and features if certain monthly requirements are met:5.01% APY on balances up to $25,0001.01% APY on portion of balance over $25,0000.25% on all balances if requirements are not...


Data for Q1 2012


Institution Statistics


Landmark Bank
FDIC Certificate #307
BankRate ReportView
Year Established1897
Employees38
Primary RegulatorFDIC

Assets and Liabilities

Assets$105.38 million
Loans$58.17 million
Deposits$93.40 million
Equity Capital$10.48 million
Loan Loss Allowance$724,000
Unbacked Noncurrent Loans$1.03 million
Real Estate Owned$675,000

Historic Data - March 2011

Assets$97.77 million
Equity Capital$9.62 million
Loan Loss Allowance$696,000
Unbacked Noncurrent Loans$1.44 million
Real Estate Owned$113,000

Profit Margin - Quarterly

Net Interest Margin3.71%
Return on Assets0.81%
Return on Equity8.06%
Interest Income$1.10 million

Institution Health


Overall Score:
4 out of 5
4
Texas Ratio3
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Landmark Bank had $1.7 million in non-current loans and owned real-estate with $11.2 million in equity and loan loss allowances on hand to cover it. This gives Landmark Bank a Texas Ratio of 15.18% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend3
The Texas Ratio for Landmark Bank held steady from 15.00% as of March 31, 2011 to 15.18% as of March 31, 2012, resulting in a negative change of 1.21%. This indicates that the balance sheet and financial strength for Landmark Bank has held steady in recent periods.
Deposit Growth5
In the past year, Landmark Bank has increased its total deposits by $6.78 million, resulting in 7.82% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Landmark Bank has shown is excellent.
Capitalization4
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Landmark Bank has $105.38 million in assets with $11.2 million in equity, resulting in a capitalization level of 10.63%, which is above average.
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