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888-216-4568
12225 St. Helena Street
Clinton, LA 70722

Landmark Bank is headquartered in Clinton and is the 105th largest bank in the state of Louisiana. It is also the 4,562nd largest bank in the nation. It was established in 1897 and as of March of 2014, it had grown to 37 employees at 3 locations. Landmark Bank has a A health rating.

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Health

Data for Q1 2014

Institution Health

A

Texas Ratio

GRADE:
A

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Landmark Bank had $978,000 in non-current loans and owned real-estate with $12.03 million in equity and loan loss allowances on hand to cover it. This gives Landmark Bank a Texas Ratio of 8.13% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
A+

The Texas Ratio for Landmark Bank decreased dramatically from 20.57% as of March 31, 2013 to 8.13% as of March 31, 2014, resulting in a positive change of 60.47%.This indicates that the balance sheet and financial strength for Landmark Bank has improved dramatically in recent periods.

Deposit Growth

GRADE:
A

In the past year, Landmark Bank has increased its total deposits by $3.21 million, resulting in 3.5% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Landmark Bank has shown is excellent.

Capitalization

GRADE:
A

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Landmark Bank has $106.74 million in assets with $12.03 million in equity, resulting in a capitalization level of 11.27%, which is excellent.

Institution Statistics

Overall
FDIC Certificate #307
Year Established1897
Employees37
Primary RegulatorFDIC
Assets and Liabilities
Assets$106.74 million
Loans$63.83 million
Deposits$94.89 million
Equity Capital$11.13 million
Loan Loss Allowance$903,000
Unbacked Noncurrent Loans$870,000
Real Estate Owned$108,000
Historic Data - March 2013
Assets$103.81 million
Equity Capital$11.37 million
Loan Loss Allowance$838,000
Unbacked Noncurrent Loans$870,000
Real Estate Owned$217,000
Profit Margin - Quarterly
Net Interest Margin4.09%
Return on Assets1.11%
Return on Equity10.56%
Interest Income$1.09 million
Rates

Sorry, we do not have rate data for Landmark Bank

Locations


Landmark Bank Locations
Landmark Bank12225 St. Helena StreetClinton, LA 70722
Zachary Branch20070 Plank RoadZachary, LA 70791
Greensburg Branch31 Kendrick StGreensburg, LA 70441