Landmark Community Bank (PA)

Landmark Community Bank (PA) Locations
2 South Main Street
Pittston, PA 18640
www.landmarkcommunitybank.net



Landmark Community Bank (PA) is headquartered in Pittston and is the 130th largest bank in the state of Pennsylvania. It is also the 2,675th largest bank in the nation. It was established in 2001 and as of March of 2012, it had grown to 43 employees at 4 locations. Landmark Community Bank (PA) has a 4-star health rating.



See Rates for: Savings | Money Market | CD | IRA

Landmark Community Bank (PA) Savings Account Rates

ApyMinMaxProduct
0.50%$25k-Premium Plus Saving Account
0.40%$25-IRA Saving Account
0.40%$25-Educational Saving Account
0.20%--Holiday Club Account
0.10%--Vacation Club Account

Landmark Community Bank (PA) Money Market Rates

ApyMinMaxProduct
0.50%$25k-Money Market Saving Account

Landmark Community Bank (PA) CD Rates

ApyMinMaxProduct
1.51%$1k-60 Month CD
1.16%$1k-48 Month CD
0.85%$1k-36 Month CD
0.60%$1k-24 Month CD
0.50%$1k-27 Month CD
0.40%$1k-15 Month CD
0.40%$1k-18 Month CD
0.35%$1k-12 Month CD
0.25%$1k-13 Month CD
0.15%$1k-6 Month CD
0.10%$1k-90 Day CD
0.10%$1k-7 Month CD
0.10%$1k-9 Month CD

Landmark Community Bank (PA) IRA Rates

ApyMinMaxProduct
1.51%$500-60 Month IRA
1.16%$500-48 Month IRA
0.85%$500-36 Month IRA
0.60%$500-24 Month IRA
0.50%$500-27 Month IRA
0.40%$500-15 Month IRA
0.40%$500-18 Month IRA
0.35%$500-12 Month IRA
0.25%$500-13 Month IRA
0.15%$500-6 Month IRA
0.10%$500-90 Day IRA
0.10%$500-7 Month IRA
0.10%$500-9 Month IRA

Rates updated: 5/26/2012

Data for Q1 2012


Institution Statistics


Landmark Community Bank
FDIC Certificate #57112
BankRate ReportView
Year Established2001
Employees43
Primary RegulatorFED

Assets and Liabilities

Assets$240.45 million
Loans$178.00 million
Deposits$196.26 million
Equity Capital$21.35 million
Loan Loss Allowance$2.17 million
Unbacked Noncurrent Loans$2.10 million
Real Estate Owned$270,000

Historic Data - March 2011

Assets$206.06 million
Equity Capital$19.05 million
Loan Loss Allowance$1.72 million
Unbacked Noncurrent Loans$2.36 million
Real Estate Owned$66,000

Profit Margin - Quarterly

Net Interest Margin4.07%
Return on Assets0.94%
Return on Equity10.62%
Interest Income$2.71 million

Institution Health


Overall Score:
4 out of 5
4
Texas Ratio4
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Landmark Community Bank (PA) had $2.37 million in non-current loans and owned real-estate with $23.52 million in equity and loan loss allowances on hand to cover it. This gives Landmark Community Bank (PA) a Texas Ratio of 10.09% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend3
The Texas Ratio for Landmark Community Bank (PA) held steady from 11.68% as of March 31, 2011 to 10.09% as of March 31, 2012, resulting in a positive change of 13.60%.This indicates that the balance sheet and financial strength for Landmark Community Bank (PA) has held steady in recent periods.
Deposit Growth5
In the past year, Landmark Community Bank (PA) has increased its total deposits by $34.35 million, resulting in 21.22% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Landmark Community Bank (PA) has shown is excellent.
Capitalization3
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Landmark Community Bank (PA) has $240.44 million in assets with $23.52 million in equity, resulting in a capitalization level of 9.78%, which is average.
Write Review

No reviews have been left for this bank yet. Be the first to review.