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2901 East Highland Drive
Jonesboro, AR 72401

Liberty Bank of Arkansas is no longer doing business under that name because it has been merged or acquired. See the successor institution Centennial Bank.

Reviews (6)

Stealing From Their Customer!

Liberty Bank is known for over charging it's customers overdraft fees.  How can this be, one might ask.  Let's say an individual has four transactions that show online as being an overdraft.  Liberty Bank will charge them for five instead of four.  Liberty Bank will ALWAYS take the largest transaction on a single day and post it first.  Check 2458 for $10.38 was received before check 2463 for $458.90.  However, Liberty Bank will ALWAYS post the $458.90 first hoping to cause an overdraft and charging that customer.

 

Anybody wanting a good bank that does NOT do such things should go to Arvest Bank.  They try to help the customer by applying the lowest amount first and plus their overdraft charge is almost 1/2 the price of Liberty Bank.  That's right, Liberty Bank charges $31 while Arvest only charges $16-$18.  Get the picture??????

 

Liberty Banks steals from it's customers.  GO SOMEWHERE ELSE!!!!!!

 

Teresa Crawley

HORRIBLE HORRIBLE HORRIBLE!!!

After about 4 years of being screwed out of my own money, I have had enough! Read previous reviews...they are all correct. They like to 'rearrange' transactions and make it look like you didn't have the money that you spent, therefore resulting in the negative and charging you overdraft fees. I noticed today that $240 of my money randomly disappeared...oh how I wish I could post a screenshot! This is the 2nd time this has happened in the past month. Scrolling through my online banking statement, i noticed an arrow next to the ledger balance. The balance under that was $240 more. There was no debit or credit between the two. So I called and the lady said that they were 'having issues' and to wait a few days and it should be straightened out. It did after a day, but the same thing happened again today, and needless to say, I am tired of it. I noticed 4 transactions in the red because of this money missing. I dare them to charge me overdraft fees. They had a lawsuit pending against them because of the switching around of transactions--look it up! I truly wish I could choose zero stars!

Liberty Bank Of Arkansas(Paragould) Steals Your Money!!!

Hello, I am a current customer of Liberty Bank of Arkansas in Paragould Arkansas. I am not great at managing my money. I work for a company that builds railcars, so I get paid well. I usually don't worry about the money. However when times got tough, I had to use my overdraft protection which was a big mistake. Not only were the fees outrageous but, they charged me twice for each transaction. They rearanged my transactions and put the largest one first and the lesser ones last to generate the maximim amount of overdrafts. I've looked all over online for a list of their fees schedual and couldn't find anything. All I've found are mixed reviews. I finally found my original paperwork from when I first opened the account. So I am going to post what Liberty Bank doesn't want the public to see. All these banks are getting sued for their unethical overdraft practices but, Liberty Bank hasn't been one of them. They are doing the same thing as banks such as Bancorp South and a whole slew of others but they aren't being sued. Why is that? Well I read through all of the aggreement fine print and I found out why. They have set up their "consumer deposit account agreement" to include that we as customers can not be part of or be lead plantiff in any CLASS ACTION against them. Well if I can't sue them then I'll let the public know details of their "CONSUMER DEPOSIT ACCOUNT AGREEMENT, SCHEDUAL OF FEES, AUTOMATIC OVERDRAFT PRIVILEGE POLICY and, TRUTH IN SAVINGS INITIAL DISCLOSURE-CHECKING. I'll post it all in my Blog. There has to be something we as consumers can do to make them held accountable for their unethical practices. And for those of you that want to take time out of your day to tell me to manage my money better, keep it to yourself and come be my accountant. I don't have a problem paying for overdrafts. I do have a problem when I pay more than they say they'll charge. I do have a problem with them rearranging my transactions to create more overdrafts. If you are curious about Liberty Bank or you are a cutomer thats been ripped off by them, check my Blog on Facebook soon. I'll keep you posted when its ready. Everyone have a blessed day.

Here is the SCHEDUAL OF FEES at least till I get the Blog done.

Liberty Bank of Arkansas  

Po Box 7514 Jonesboro, AR 72403  

   

   

SCHEDUAL OF FEES  

   

Check Fees  

Cashiers Check - Customers Only....................................................$7.50  

Check Cashing Fee(Non Customer).................................................$5.00  

Check Printing fees..........................................................................Prices may vary according to type and style.  

   

Miscellaneous Fees  

Account Activity Printout..................................................................$3.00  

Account Closing Within 90 days.......................................................$10.00  

ATM/Debit Card Fee........................................................................No Charge  

ATM/Debit Card Replacement Fee....................................................$5.00  

ATM/Checkcard International Settlement Fee.....................................1% of Transaction  

Business Debit Card............................................................................No Charge  

Checkbook Reconciliation...................................................................$20.00 per hour  

Chargeback Fee - VISA/Mastercard..................................................$25.00  

Collection Item/Draft Item...................................................................$31.00  

Copy of Check(Free Online)...............................................................$2.00  

Copy of Statement(Free Online)..........................................................$5.00  

Coupon Replacement Fee...................................................................$5.00  

Deposit Stamp....................................................................................$12.00  

Depository Bag(Annual)......................................................................$20.00  

Fax-First Page....................................................................................$2.50  

Fax-Per Page(Thereafter)...................................................................$1.00  

Foreign ATM Withdrawal Fee(Charged By Foreign Bank)..................Lesser of 2% or $2.00  

Garnishment/Levies/Child Support Levies............................................$100.00  

Insufficient Check(NSF) or Overdraft Fee(per item)............................$31.00(An insufficient (NSF) or overdraft per itemfee may be created by check,in  

person, withdrawal, ATM withdrawal, or other electronic means).  

Internet Banking..................................................................................$No Charge  

IRA Transfer Fee................................................................................$50.00  

Loan Extension Fee.............................................................................$50.00  

Night Deposit Lost Key Fee................................................................$5.00  

Notary Service....................................................................................$5.00  

Photo Copy Charge.............................................................................$0.25 per item  

Research/Hour(minimum $5.00)...........................................................$20.00per hour  

Return Deposit Item.............................................................................$3.00per item  

Safe Deposit Box Drilling Fee...............................................................$100.00  

Signature Guarentee.............................................................................$15.00  

Special Statement Cutoff......................................................................$10.00  

Stop Payment Order............................................................................$31.00  

Stop Payment Renewal Fee.................................................................$31.00  

   

DORMANT ACCOUNT FEES  

Checking Account...............................................................................$8.00 per month on accounts with balance less than $200.00  

Savings Account..................................................................................$10.00 per quarter on accounts with balance less than $200.00  

   

WIRE TRANSFERS (CUSTOMERS ONLY)  

Domestic:  

Incoming...........................................................................................No Charge  

Outgoing...........................................................................................$20.00  

International:  

Incoming...........................................................................................No Charge  

Outgoing...........................................................................................$60.00  

   

SAFE DEPOSIT BOX FEES  

3x5 Box...............................................................................................$30.00  

3x10 Box.............................................................................................$40.00  

5x5 Box...............................................................................................$45.00  

5x10 Box.............................................................................................$50.00  

5x16 Box.............................................................................................$70.00  

10x10 Box...........................................................................................$100.00

Liberty Bank Suckssss

This bank has by far the worst customer service ever. Not to mention their overdraft fee is ridiculous, they will over charge you on fees and they don't care. In the 8 months I've had an account there I have paid $ 3000 in fees all because they choose to clear large transactions first to create an overdraft. I'm honestly fed up at this point and sad. Thing is, no one seems to care about the customers. So if your thinking of having an account there, you might want to consider a different option.

Don't Put Your Money In This Bank!!!

I've had a account with them for 7 years and enough is enough pulling my money out of this bank and going some where else ... they have charged me one too many overdraft fee's .. I dont like the way they speak to their customers and thier banking policy's dont open a account here!!

Awful Banking Experience!

I opened a second account with Bank of Jonesboro as a sort of savings account when I began college. I was pleased with this institution, but it was bought out by a local investor and the name changed to Liberty Bank. The problems began almost immediately. They screwed up my account balance numerous times. They were unhelpful and rude on one occasion. In the end, after yet another screwup, I just cancelled my account unceremoniously and probably rudely myself, but I was upset. Afterward, I looked on for years as others reported similar experiences and the bank underwent new ownership only to be the same apparently. I believe this bank is no longer even in business as Liberty Bank of Arkansas, but avoid it if so and do your research on any new incarnation before joining on.



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Locations

Sorry, but we do not have location data for Liberty Bank of Arkansas. Its headquarters is located at 2901 East Highland Drive - Jonesboro, AR 72401