Logansport Savings Bank, FSB

Logansport Savings Bank, FSB is headquartered in Logansport and is the 74^th largest bank in the state of Indiana. It is also the 3,441^st largest bank in the nation. It was established in 1925 and as of March of 2012, it had grown to 30 employees at 1 location. Logansport Savings Bank, FSB has a 5-star health rating.

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Data for Q1 2012

Institution Statistics Logansport Savings Bank, FSB OTS # 04312 FDIC Certificate # 29907 BankRate Report View Year Established 1925 Employees 30 Primary Regulator OCC Assets and Liabilities Assets $176.64 million Loans $110.29 million Deposits $139.56 million Equity Capital $20.99 million Loan Loss Allowance $1.88 million Unbacked Noncurrent Loans $1.25 million Real Estate Owned $197,000 Historic Data - March 2011 Assets $164.96 million Equity Capital $20.46 million Loan Loss Allowance $1.72 million Unbacked Noncurrent Loans $1.70 million Real Estate Owned $405,000 Profit Margin - Quarterly Net Interest Margin 3.5% Return on Assets 0.77% Return on Equity 6.52% Interest Income $1.85 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Logansport Savings Bank, FSB had $1.44 million in non-current loans and owned real-estate with $22.86 million in equity and loan loss allowances on hand to cover it. This gives Logansport Savings Bank, FSB a Texas Ratio of 6.31% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Logansport Savings Bank, FSB decreased slightly from 9.49% as of March 31, 2011 to 6.31% as of March 31, 2012, resulting in a positive change of 33.47%.This indicates that the balance sheet and financial strength for Logansport Savings Bank, FSB has improved slightly in recent periods. Deposit Growth In the past year, Logansport Savings Bank, FSB has increased its total deposits by $6.83 million, resulting in 5.15% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Logansport Savings Bank, FSB has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Logansport Savings Bank, FSB has $176.64 million in assets with $22.86 million in equity, resulting in a capitalization level of 12.94%, which is excellent.

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