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Overview / Commentary
723 East Broadway
Logansport, IN 46947

Logansport Savings Bank, FSB is headquartered in Logansport and is the 76th largest bank in the state of Indiana. It is also the 3,521st largest bank in the nation. It was established in 1925 and as of March of 2014, it had grown to 28 employees at 1 location. Logansport Savings Bank, FSB has a B+ health rating.

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Data for Q1 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Logansport Savings Bank, FSB had $982,000 in non-current loans and owned real-estate with $21.15 million in equity and loan loss allowances on hand to cover it. This gives Logansport Savings Bank, FSB a Texas Ratio of 4.64% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Logansport Savings Bank, FSB experienced no significant changes from 2.63% as of March 31, 2013 to 4.64% as of March 31, 2014, resulting in a negative change of 76.44%. This indicates that the balance sheet and financial strength for Logansport Savings Bank, FSB has had no significant changes in recent periods.

Deposit Growth


In the past year, Logansport Savings Bank, FSB has decreased its total deposits by -$7.46 million, resulting in -5.12% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Logansport Savings Bank, FSB has shown is below average.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Logansport Savings Bank, FSB has $162.54 million in assets with $21.15 million in equity, resulting in a capitalization level of 13.01%, which is excellent.

Institution Statistics

FDIC Certificate #29907
Year Established1925
Primary RegulatorOCC
Assets and Liabilities
Assets$162.54 million
Loans$108.74 million
Deposits$138.32 million
Equity Capital$19.28 million
Loan Loss Allowance$1.86 million
Unbacked Noncurrent Loans$669,000
Real Estate Owned$313,000
Historic Data - March 2013
Assets$172.23 million
Equity Capital$19.25 million
Loan Loss Allowance$1.95 million
Unbacked Noncurrent Loans$669,000
Real Estate Owned$230,000
Profit Margin - Quarterly
Net Interest Margin3.76%
Return on Assets1.06%
Return on Equity9.19%
Interest Income$1.67 million
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Logansport Savings Bank, FSB Savings Account Rates

0.38%$1m-Rite Advantage
0.05%$100-Statement Savings
0.05%--Christmas Club

Logansport Savings Bank, FSB Checking Account Rates

0.08%$2,500-Super Now Checking
0.05%$100-Now Checking

Logansport Savings Bank, FSB CD Rates

1.22%$1k-60 Month CD
1.00%$1k-48 Month CD
0.75%$1k-42 Month CD
0.75%$100-18 Month HSA Certificate
0.65%$1k-36 Month CD
0.50%$1k-30 Month CD
0.41%$1k-24 Month CD
0.35%$1k-18 Month CD
0.30%$1k-15 Month CD
0.25%$1k-12 Month CD
0.17%$1k-6 Month CD
0.10%$1k-91 Day CD

Logansport Savings Bank, FSB IRA Rates

1.22%$1k-60 Month IRA
1.00%$1k-48 Month IRA
0.75%$1k-42 Month IRA
0.65%$1k-36 Month IRA
0.50%$1k-30 Month IRA
0.41%$1k-24 Month IRA
0.35%$1k-18 Month IRA
0.30%$1k-15 Month IRA
0.25%$1k-12 Month IRA
0.17%$1k-6 Month IRA
0.10%$1k-91 Day IRA

Logansport Savings Bank, FSB Locations
Logansport Savings Bank, FSB723 East BroadwayLogansport, IN 46947