Los Angeles Police Federal Credit Union

Los Angeles Police Federal Credit Union Locations

P.O. Box 10188
Van Nuys, CA 91410
877-695-2732
www.lapfcu.org

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Los Angeles Police Federal Credit Union is headquartered in Van Nuys and is the 44^th largest credit union in the state of California. It is also the 263^rd largest credit union in the nation. It was established in 1959 and as of September of 2011, it had grown to 137 employees and 43,319 members. Los Angeles Police Federal Credit Union has a 5-star health rating.

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See Rates for: Checking | Savings | Money Market | CD | IRA

Los Angeles Police Federal Credit Union Checking Account Rates

	Apy	Min	Max	Product
	0.20%	-	$25k	Performance Checking - Qualifying

Los Angeles Police Federal Credit Union Savings Account Rates

Apy	Min	Max	Product
0.05%	-	-	Regular Shares
0.05%	-	-	Merry Money
0.05%	-	-	Vacation Vault
0.05%	-	-	IRA Share
0.05%	-	-	Roth IRA Share

Los Angeles Police Federal Credit Union Money Market Rates

	Apy	Min	Max	Product
	0.30%	$100k	-	Money Market Account

Los Angeles Police Federal Credit Union CD Rates

Apy	Min	Max	Product
1.50%	$500	$50k	5 Year Regular Share Certificates
1.50%	$50k	$100k	5 Year Jumbo Share Certificates
1.50%	$100k	-	5 Year Super Jumbo Share Certificates
1.00%	$100k	-	4 Year Super Jumbo Share Certificates
0.90%	$500	$50k	4 Year Regular Share Certificates
0.90%	$50k	$100k	4 Year Jumbo Share Certificates
0.60%	$500	$50k	3 Year Regular Share Certificates
0.60%	$50k	$100k	3 Year Jumbo Share Certificates
0.60%	$100k	-	3 Year Super Jumbo Share Certificates
0.50%	$100k	-	2 Year Super Jumbo Share Certificates
0.45%	$500	$50k	2 Year Regular Share Certificates
0.45%	$50k	$100k	2 Year Jumbo Share Certificates
0.30%	$500	$50k	1 Year Regular Share Certificates
0.30%	$50k	$100k	1 Year Jumbo Share Certificates
0.30%	$100k	-	1 Year Super Jumbo Share Certificates
0.30%	$100	-	1 Year Youth Share Certificates
0.20%	$500	$50k	6 Month Regular Share Certificates
0.20%	$50k	$100k	6 Month Jumbo Share Certificates
0.20%	$100k	-	6 Month Super Jumbo Share Certificates
0.20%	$100	-	6 Month Youth Share Certificates
0.10%	$500	$50k	3 Month Regular Share Certificates
0.10%	$50k	$100k	3 Month Jumbo Share Certificates
0.10%	$100k	-	3 Month Super Jumbo Share Certificates

Los Angeles Police Federal Credit Union IRA Rates

Apy	Min	Max	Product
1.75%	$50k	$100k	5 Year Jumbo IRA Share Certificates
1.75%	$500	$50k	5 Year Regular IRA Share Certificates
1.75%	$100k	-	5 Year Super Jumbo IRA Share Certificates
1.75%	$50k	$100k	5 Year Jumbo Roth IRA Share Certificates
1.75%	$500	$50k	5 Year Regular Roth IRA Share Certificates
1.75%	$100k	-	5 Year Super Jumbo Roth IRA Share Certificates
1.26%	$50k	$100k	4 Year Jumbo IRA Share Certificates
1.26%	$500	$50k	4 Year Regular IRA Share Certificates
1.26%	$100k	-	4 Year Super Jumbo IRA Share Certificates
1.26%	$50k	$100k	4 Year Jumbo Roth IRA Share Certificates
1.26%	$500	$50k	4 Year Regular Roth IRA Share Certificates
1.26%	$100k	-	4 Year Super Jumbo Roth IRA Share Certificates
0.80%	$50k	$100k	3 Year Jumbo IRA Share Certificates
0.80%	$500	$50k	3 Year Regular IRA Share Certificates
0.80%	$100k	-	3 Year Super Jumbo IRA Share Certificates
0.80%	$50k	$100k	3 Year Jumbo Roth IRA Share Certificates
0.80%	$500	$50k	3 Year Regular Roth IRA Share Certificates
0.80%	$100k	-	3 Year Super Jumbo Roth IRA Share Certificates
0.60%	$50k	$100k	2 Year Jumbo IRA Share Certificates
0.60%	$500	$50k	2 Year Regular IRA Share Certificates
0.60%	$100k	-	2 Year Super Jumbo IRA Share Certificates
0.60%	$50k	$100k	2 Year Jumbo Roth IRA Share Certificates
0.60%	$500	$50k	2 Year Regular Roth IRA Share Certificates
0.60%	$100k	-	2 Year Super Jumbo Roth IRA Share Certificates
0.35%	$50k	$100k	1 Year Jumbo IRA Share Certificates
0.35%	$500	$50k	1 Year Regular IRA Share Certificates
0.35%	$100k	-	1 Year Super Jumbo IRA Share Certificates
0.35%	$50k	$100k	1 Year Jumbo Roth IRA Share Certificates
0.35%	$500	$50k	1 Year Regular Roth IRA Share Certificates
0.35%	$100k	-	1 Year Super Jumbo Roth IRA Share Certificates
0.20%	$50k	$100k	6 Month Jumbo Roth IRA Share Certificates
0.20%	$500	$50k	6 Month Regular IRA Certificates
0.20%	$100k	-	6 Month Super Jumbo IRA Share Certificates
0.20%	$50k	$100k	6 Month Jumbo IRA Share Certificates
0.20%	$500	$50k	6 Month Regular Roth IRA Certificates
0.20%	$100k	-	6 Month Super Jumbo Roth IRA Share Certificates

Rates updated: 2/11/2012

Data for Q3 2011

Institution Statistics

LOS ANGELES POLICE
NCUA #	24553
BankRate Report	View
Year Established	1959
Employees	137
Primary Regulator
Assets and Liabilities
Assets	$740.08 million
Loans	$471.21 million
Deposits	$649.29 million
Equity Capital	$87.90 million
Loan Loss Allowance	$8.39 million
Unbacked Noncurrent Loans	$4.67 million
Real Estate Owned	$356,000
Historic Data - September 2010
Assets	$743.94 million
Equity Capital	$87.96 million
Loan Loss Allowance	$7.26 million
Unbacked Noncurrent Loans	$6.18 million
Real Estate Owned	$206,000
Profit Margin - Quarterly
Net Interest Margin	3.63%
Return on Assets	-0.03%
Return on Equity	-0.23%
Interest Income	$22.60 million
Non-Interest Income	$4.53 million

Institution Health

Overall Score:

5 out of 5

Texas Ratio
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of September 30, 2011 Los Angeles Police Federal Credit Union had $5.03 million in non-current loans and owned real-estate with $96.28 million in equity and loan loss allowances on hand to cover it. This gives Los Angeles Police Federal Credit Union a Texas Ratio of 5.22% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend
The Texas Ratio for Los Angeles Police Federal Credit Union decreased slightly from 6.71% as of September 30, 2010 to 5.22% as of September 30, 2011, resulting in a positive change of 22.20%.This indicates that the balance sheet and financial strength for Los Angeles Police Federal Credit Union has improved slightly in recent periods.
Deposit Growth
In the past year, Los Angeles Police Federal Credit Union has decreased its total deposits by -$3.19 million, resulting in -0.49% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Los Angeles Police Federal Credit Union has shown is average.
Capitalization
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Los Angeles Police Federal Credit Union has $740.08 million in assets with $96.28 million in equity, resulting in a capitalization level of 13.01%, which is excellent.

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