Dedicated to Deposits: Deals, Data, and Discussion
Featured Savings Rates
Featured Accounts
Overview / Commentary
P.O. Box 7702
Portland, ME 04112

Maine Media Credit Union is headquartered in South Portland and is the 61st largest credit union in the state of Maine. It is also the 5,418st largest credit union in the nation. It was established in 1935 and as of March of 2014, it had grown to 2 employees and 1,104 members. Maine Media Credit Union's CD rates are 11% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Must be an employee of Associated Press of Maine or other select companies. - See Details

No reviews have been left for this bank yet. Be the first to review.


Data for Q1 2014

Institution Health

Additional Factors: Institutions with a small asset base or a short operating history can represent an instability risk beyond what their financial ratios indicate. Maine Media Credit Union has a very low asset base.

Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Maine Media Credit Union had $32,000 in non-current loans and owned real-estate with $959,000 in equity and loan loss allowances on hand to cover it. This gives Maine Media Credit Union a Texas Ratio of 3.34% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Maine Media Credit Union decreased dramatically from 9.76% as of March 31, 2013 to 3.34% as of March 31, 2014, resulting in a positive change of 65.81%.This indicates that the balance sheet and financial strength for Maine Media Credit Union has improved dramatically in recent periods.

Deposit Growth


In the past year, Maine Media Credit Union has increased its total deposits by $85,000, resulting in 2.58% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Maine Media Credit Union has shown is above average.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Maine Media Credit Union has $4.33 million in assets with $959,000 in equity, resulting in a capitalization level of 22.15%, which is excellent.

Institution Statistics

NCUA #640
Year Chartered1935
Primary Regulator
Assets and Liabilities
Assets$4.33 million
Loans$3.54 million
Deposits$3.38 million
Equity Capital$942,000
Loan Loss Allowance$17,000
Unbacked Noncurrent Loans$32,000
Real Estate Owned$0
Historic Data - March 2013
Assets$4.29 million
Equity Capital$978,000
Loan Loss Allowance$16,000
Unbacked Noncurrent Loans$32,000
Real Estate Owned$0
Profit Margin - Quarterly
Return on Assets0.09%
Return on Equity0.42%
Interest Income$43,000
Skip to rates for:

Always verify rates and promotions with the bank or credit union. We are not Maine Media Credit Union, we are a rate comparison website and can not provide official rates or promotions.

Maine Media Credit Union Savings Account Rates

0.25%$25-Savings Account
0.25%--Club Account

Maine Media Credit Union CD Rates

1.40%$1k-2 Year CD
1.00%$1k-1 Year CD
0.75%$1k-6 Month CD

Maine Media Credit Union Locations
Branch Office295 Gannett DrSouth Portland, ME 04106-6910
Branch Office295 Gannett DrSouth Portland, ME 04106-6910