Marquette Farmers State Bank of Marquette

Marquette Farmers State Bank of Marquette is headquartered in Marquette and is the 252^nd largest bank in the state of Kansas. It is also the 6,824^th largest bank in the nation. It was established in 1906 and as of March of 2012, it had grown to 8 employees at 1 location. Marquette Farmers State Bank of Marquette has a 4-star health rating.

Data for Q1 2012

Institution Statistics Marquette Farmers State Bank of Marquette FDIC Certificate # 18094 BankRate Report View Year Established 1906 Employees 8 Primary Regulator FDIC Assets and Liabilities Assets $34.86 million Loans $17.67 million Deposits $30.40 million Equity Capital $4.27 million Loan Loss Allowance $160,000 Unbacked Noncurrent Loans $749,000 Real Estate Owned $514,000 Historic Data - March 2011 Assets $31.56 million Equity Capital $3.78 million Loan Loss Allowance $152,000 Unbacked Noncurrent Loans $588,000 Real Estate Owned $507,000 Profit Margin - Quarterly Net Interest Margin 3.4% Return on Assets 0.88% Return on Equity 7.01% Interest Income $321,000

Institution Health Overall Score: 4 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Marquette Farmers State Bank of Marquette had $1.26 million in non-current loans and owned real-estate with $4.43 million in equity and loan loss allowances on hand to cover it. This gives Marquette Farmers State Bank of Marquette a Texas Ratio of 28.54% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Marquette Farmers State Bank of Marquette held steady from 27.88% as of March 31, 2011 to 28.54% as of March 31, 2012, resulting in a negative change of 2.35%. This indicates that the balance sheet and financial strength for Marquette Farmers State Bank of Marquette has held steady in recent periods. Deposit Growth In the past year, Marquette Farmers State Bank of Marquette has increased its total deposits by $2.69 million, resulting in 9.71% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Marquette Farmers State Bank of Marquette has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Marquette Farmers State Bank of Marquette has $34.86 million in assets with $4.43 million in equity, resulting in a capitalization level of 12.70%, which is excellent.

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