Marquette Savings Bank

Marquette Savings Bank is headquartered in Erie and is the 44^th largest bank in the state of Pennsylvania. It is also the 855^th largest bank in the nation. It was established in 1908 and as of March of 2012, it had grown to 115 employees at 12 locations. Marquette Savings Bank has a 4-star health rating.

Marquette Savings Bank Routing Number: 243373248

Marquette Savings Bank Checking Account Rates

Marquette Savings Bank Savings Account Rates

Marquette Savings Bank CD Rates

Marquette Savings Bank IRA Rates

Data for Q1 2012

Institution Statistics Marquette Savings Bank FDIC Certificate # 30544 BankRate Report View Year Established 1908 Employees 115 Primary Regulator FDIC Assets and Liabilities Assets $773.49 million Loans $420.21 million Deposits $654.36 million Equity Capital $113.69 million Loan Loss Allowance $1.37 million Unbacked Noncurrent Loans $8.29 million Real Estate Owned $1.98 million Historic Data - March 2011 Assets $738.84 million Equity Capital $102.99 million Loan Loss Allowance $1.42 million Unbacked Noncurrent Loans $8.70 million Real Estate Owned $1.51 million Profit Margin - Quarterly Net Interest Margin 3.14% Return on Assets 1% Return on Equity 6.78% Interest Income $7.80 million

Institution Health Overall Score: 4 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Marquette Savings Bank had $10.26 million in non-current loans and owned real-estate with $115.05 million in equity and loan loss allowances on hand to cover it. This gives Marquette Savings Bank a Texas Ratio of 8.92% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Marquette Savings Bank held steady from 9.82% as of March 31, 2011 to 8.92% as of March 31, 2012, resulting in a positive change of 9.18%.This indicates that the balance sheet and financial strength for Marquette Savings Bank has held steady in recent periods. Deposit Growth In the past year, Marquette Savings Bank has increased its total deposits by $21.2 million, resulting in 3.35% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Marquette Savings Bank has shown is above average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Marquette Savings Bank has $773.49 million in assets with $115.05 million in equity, resulting in a capitalization level of 14.87%, which is excellent.

No reviews have been left for this bank yet. Be the first to review.