Maryknoll Of L A Credit Union

Maryknoll Of L A Credit Union is headquartered in LOS ANGELES and is the 409^th largest credit union in the state of California. It is also the 6,707^th largest credit union in the nation. It was established in 1955 and as of December of 2011, it had grown to employees and 158 members. Maryknoll Of L A Credit Union has a 3-star health rating.

Data for Q4 2011

Institution Statistics MARYKNOLL OF L A NCUA # 10648 BankRate Report View Year Chartered 1955 Employees 0 Primary Regulator Assets and Liabilities Assets $989,000 Loans $278,000 Deposits $893,000 Equity Capital $90,000 Loan Loss Allowance $7,000 Unbacked Noncurrent Loans $34,000 Historic Data - December 2010 Assets $808,000 Equity Capital $89,000 Loan Loss Allowance $7,000 Unbacked Noncurrent Loans $43,000 Profit Margin - Quarterly Net Interest Margin 5.11% Return on Assets 0% Return on Equity 0% Interest Income $18,000

Institution Health Overall Score: 3 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Maryknoll Of L A Credit Union had $34,000 in non-current loans and owned real-estate with $97,000 in equity and loan loss allowances on hand to cover it. This gives Maryknoll Of L A Credit Union a Texas Ratio of 35.05% which is below average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Maryknoll Of L A Credit Union decreased slightly from 44.79% as of December 31, 2010 to 35.05% as of December 31, 2011, resulting in a positive change of 21.75%.This indicates that the balance sheet and financial strength for Maryknoll Of L A Credit Union has improved slightly in recent periods. Deposit Growth In the past year, Maryknoll Of L A Credit Union has increased its total deposits by $182,000, resulting in 25.6% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Maryknoll Of L A Credit Union has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Maryknoll Of L A Credit Union has $989,000 in assets with $97,000 in equity, resulting in a capitalization level of 9.81%, which is average.

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