Mayville Savings Bank

Mayville Savings Bank is headquartered in Mayville and is the 239^th largest bank in the state of Wisconsin. It is also the 6,140^th largest bank in the nation. It was established in 1922 and as of March of 2012, it had grown to 14 employees at 1 location. Mayville Savings Bank has a 4-star health rating.

Mayville Savings Bank Routing Number: 275971142

Data for Q1 2012

Institution Statistics Mayville Savings Bank FDIC Certificate # 30585 BankRate Report View Year Established 1922 Employees 14 Primary Regulator FDIC Assets and Liabilities Assets $57.37 million Loans $42.66 million Deposits $47.83 million Equity Capital $5.13 million Loan Loss Allowance $182,000 Unbacked Noncurrent Loans $270,000 Real Estate Owned $810,000 Historic Data - March 2011 Assets $56.04 million Equity Capital $4.98 million Loan Loss Allowance $216,000 Unbacked Noncurrent Loans $258,000 Real Estate Owned $791,000 Profit Margin - Quarterly Net Interest Margin 3.43% Return on Assets 0.25% Return on Equity 2.74% Interest Income $621,000

Institution Health Overall Score: 4 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Mayville Savings Bank had $1.08 million in non-current loans and owned real-estate with $5.32 million in equity and loan loss allowances on hand to cover it. This gives Mayville Savings Bank a Texas Ratio of 20.32% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Mayville Savings Bank held steady from 20.18% as of March 31, 2011 to 20.32% as of March 31, 2012, resulting in a negative change of 0.71%. This indicates that the balance sheet and financial strength for Mayville Savings Bank has held steady in recent periods. Deposit Growth In the past year, Mayville Savings Bank has increased its total deposits by $3.14 million, resulting in 7.02% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Mayville Savings Bank has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Mayville Savings Bank has $57.37 million in assets with $5.32 million in equity, resulting in a capitalization level of 9.26%, which is average.

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