Dedicated to Deposits: Deals, Data, and Discussion
Featured Savings Rates
Featured Accounts

Mccabe Hamilton & Renny Credit Union

Mccabe Hamilton & Renny Credit Union
Overview / Commentary
1130 N Nimitz Hwy Rm A265
Honolulu, HI 96817

Mccabe Hamilton & Renny Credit Union is headquartered in HONOLULU and is the 67th largest credit union in the state of Hawaii. It is also the 5,075th largest credit union in the nation. It was established in 1967 and as of December of 2013, it had grown to 2 employees and 639 members. Mccabe Hamilton & Renny Credit Union has a C health rating.

No reviews have been left for this bank yet. Be the first to review.



Health

Data for Q4 2013

Institution Health

C
Additional Factors: Institutions with a small asset base or a short operating history can represent an instability risk beyond what their financial ratios indicate. Mccabe Hamilton & Renny Credit Union has a very low asset base.

Texas Ratio

GRADE:
C

The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 Mccabe Hamilton & Renny Credit Union had $335,000 in non-current loans and owned real-estate with $863,000 in equity and loan loss allowances on hand to cover it. This gives Mccabe Hamilton & Renny Credit Union a Texas Ratio of 38.82% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
C-

The Texas Ratio for Mccabe Hamilton & Renny Credit Union increased slightly from 22.36% as of December 31, 2012 to 38.82% as of December 31, 2013, resulting in a negative change of 73.58%. This indicates that the balance sheet and financial strength for Mccabe Hamilton & Renny Credit Union has declined slightly in recent periods.

Deposit Growth

GRADE:
A+

In the past year, Mccabe Hamilton & Renny Credit Union has increased its total deposits by $316,000, resulting in 6.36% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Mccabe Hamilton & Renny Credit Union has shown is excellent.

Capitalization

GRADE:
A+

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Mccabe Hamilton & Renny Credit Union has $6.09 million in assets with $863,000 in equity, resulting in a capitalization level of 14.16%, which is excellent.

Institution Statistics

Overall
NCUA #17989
Year Chartered1967
Employees2
Primary Regulator
Assets and Liabilities
Assets$6.09 million
Loans$3.60 million
Deposits$5.28 million
Equity Capital$790,000
Loan Loss Allowance$73,000
Unbacked Noncurrent Loans$335,000
Real Estate Owned$0
Historic Data - December 2012
Assets$5.89 million
Equity Capital$900,000
Loan Loss Allowance$48,000
Unbacked Noncurrent Loans$335,000
Real Estate Owned$0
Profit Margin - Quarterly
Net Interest Margin8.5%
Return on Assets-1.79%
Return on Equity-13.8%
Interest Income$341,000
Rates

Sorry, we do not have rate data for Mccabe Hamilton & Renny Credit Union

Locations


Mccabe Hamilton & Renny Credit Union Locations
Branch Office1130 N NIMITZ HWY RM A265HONOLULU, HI 96817-5784