Mccabe Hamilton & Renny Credit Union
1130 North Nimitz Hwy #A265 Honolulu, HI 96817

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Mccabe Hamilton & Renny Credit Union is headquartered in HONOLULU and is the 68th largest credit union in the state of Hawaii. It is also the 5,259th largest credit union in the nation. It was established in 1967 and as of March of 2013, it had grown to 2 employees and 626 members. Mccabe Hamilton & Renny Credit Union has a 3-star health rating.
Data for Q1 2013
Institution Statistics
| MCCABE HAMILTON & RENNY | | NCUA # | 17989 | | BankRate Report | View | | Year Chartered | 1967 | | Employees | 2 | | Primary Regulator | |
Assets and Liabilities | | Assets | $5.74 million | | Loans | $4.06 million | | Deposits | $5.09 million | | Equity Capital | $621,000 | | Loan Loss Allowance | $351,000 | | Unbacked Noncurrent Loans | $240,000 |
Historic Data - March 2012 | | Assets | $6.11 million | | Equity Capital | $838,000 | | Loan Loss Allowance | $39,000 | | Unbacked Noncurrent Loans | $169,000 |
Profit Margin - Quarterly | | Net Interest Margin | 2.02% | | Return on Assets | -19.37% | | Return on Equity | -179.07% | | Interest Income | $91,000 | | Non-Interest Income | $1,000 |
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Institution Health
Overall Score:
3 out of 5
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2013 Mccabe Hamilton & Renny Credit Union had $240,000 in non-current loans and owned real-estate with $972,000 in equity and loan loss allowances on hand to cover it. This gives Mccabe Hamilton & Renny Credit Union a Texas Ratio of 24.69% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Texas Ratio Trend |  | | The Texas Ratio for Mccabe Hamilton & Renny Credit Union increased slightly from 19.27% as of March 31, 2012 to 24.69% as of March 31, 2013, resulting in a negative change of 28.13%. This indicates that the balance sheet and financial strength for Mccabe Hamilton & Renny Credit Union has declined slightly in recent periods. | | Deposit Growth |  | | In the past year, Mccabe Hamilton & Renny Credit Union has decreased its total deposits by $-149,000, resulting in -2.84% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Mccabe Hamilton & Renny Credit Union has shown is below average. | | Capitalization |  | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Mccabe Hamilton & Renny Credit Union has $5.74 million in assets with $972,000 in equity, resulting in a capitalization level of 16.93%, which is excellent. |
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