Meadowland Credit Union

Meadowland Credit Union Locations
PO Box 133
Sheboygan Falls, WI 53085
920-467-8105
www.meadowlandcu.org



Meadowland Credit Union is headquartered in SHEBOYGAN FALLS and is the 129th largest credit union in the state of Wisconsin. It is also the 4,253rd largest credit union in the nation. It was established in 1957 and as of December of 2011, it had grown to 5 employees and 2,012 members. Meadowland Credit Union's money market rates are 25% higher than the national average, and it boasts a 5-star health rating.

Meadowland Credit Union Routing Number: 275981873



See Rates for: Savings | Money Market | CD | IRA

Meadowland Credit Union Savings Account Rates

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0.55%--Variable IRA Savings Account
0.25%$25-Holiday Club Account
0.25%$25-Vacation Club Account
0.05%--Regular Share Account

Meadowland Credit Union Money Market Rates

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0.55%$100k-Money Market Advantage Account
0.20%$25k-Money Market Investment Account

Meadowland Credit Union CD Rates

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1.55%$500-5 Year CD
1.35%$500-4 Year CD
1.05%$500-3 Year CD
0.75%$500-2 Year CD
0.55%$500-1 Year CD
0.35%$500-6 Month CD
0.25%$500-3 Month CD

Meadowland Credit Union IRA Rates

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1.55%$500-5 Year IRA CD
1.35%$500-4 Year IRA CD
1.05%$500-3 Year IRA CD
0.75%$500-2 Year IRA CD
0.55%$500-1 Year IRA CD

Rates updated: 5/27/2012

Data for Q4 2011


Institution Statistics


MEADOWLAND
NCUA #66618
BankRate ReportView
Year Chartered1957
Employees5
Primary Regulator

Assets and Liabilities

Assets$12.65 million
Loans$11.20 million
Deposits$11.17 million
Equity Capital$1.34 million
Loan Loss Allowance$93,000
Unbacked Noncurrent Loans$74,000

Historic Data - December 2010

Assets$11.64 million
Equity Capital$1.15 million
Loan Loss Allowance$78,000
Unbacked Noncurrent Loans$66,000

Profit Margin - Quarterly

Net Interest Margin4.7%
Return on Assets1.49%
Return on Equity14.04%
Interest Income$657,000
Non-Interest Income$73,000

Institution Health


Overall Score:
5 out of 5
5
Texas Ratio5
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Meadowland Credit Union had $74,000 in non-current loans and owned real-estate with $1.43 million in equity and loan loss allowances on hand to cover it. This gives Meadowland Credit Union a Texas Ratio of 5.17% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend3
The Texas Ratio for Meadowland Credit Union held steady from 5.37% as of December 31, 2010 to 5.17% as of December 31, 2011, resulting in a positive change of 3.77%.This indicates that the balance sheet and financial strength for Meadowland Credit Union has held steady in recent periods.
Deposit Growth5
In the past year, Meadowland Credit Union has increased its total deposits by $702,000, resulting in 6.71% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Meadowland Credit Union has shown is excellent.
Capitalization4
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Meadowland Credit Union has $12.65 million in assets with $1.43 million in equity, resulting in a capitalization level of 11.32%, which is above average.
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