Media City Community Credit Union

1020 West Olive Avenue
Burbank, CA 91506
(818) 238-2950
www.mediacitycu.org

NCUA

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Media City Community Credit Union is headquartered in Burbank and is the 241^st largest credit union in the state of California. It is also the 2,763^rd largest credit union in the nation. It was established in 1936 and as of December of 2012, it had grown to 7 employees and 3,417 members. Media City Community Credit Union has a 3-star health rating.

Media City Community Credit Union Routing Number: 322275856

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See Rates for: Savings | Money Market | CD | IRA

Media City Community Credit Union Savings Account Rates

Apy	Min	Max	Product
0.15%	$100	-	IRA Savings Accounts
0.15%	-	-	Holiday Savings Accounts
0.10%	$5k	-	Share Accounts

Media City Community Credit Union Money Market Rates

	Apy	Min	Max	Product
	0.30%	$100k	-	Money Market Accounts

Media City Community Credit Union CD Rates

Apy	Min	Max	Product
1.00%	$50k	-	60 Month Jumbo CD
0.95%	$1k	-	60 Month CD
0.85%	$100k	-	48-59 Month Jumbo CD
0.75%	$1k	-	48-59 Month CD
0.70%	$100k	-	36-47 Month Jumbo CD
0.65%	$10k	-	36 Month CD Special (Fixed)
0.55%	$1k	-	36-47 Month CD
0.55%	$50k	-	24-35 Month Jumbo CD
0.45%	$50k	-	12-23 Month Jumbo CD CD
0.40%	$1k	-	24-35 Month CD
0.30%	$5k	-	16 Month CD Special (Fixed)
0.30%	$1k	-	12-23 Month CD
0.30%	$50k	-	6-11 Month Jumbo CD
0.20%	$1k	-	6-11 Month CD

Media City Community Credit Union IRA Rates

Apy	Min	Max	Product
1.00%	$50k	-	60 Month Jumbo IRA
1.00%	$50k	-	60 Month Jumbo Roth IRA
1.00%	$50k	-	60 Month Jumbo CESA
0.95%	$1k	-	60 Month IRA
0.95%	$1k	-	60 Month Roth IRA
0.95%	$1k	-	60 Month CESA
0.85%	$100k	-	48-59 Month Jumbo IRA
0.85%	$100k	-	48-59 Month Jumbo Roth IRA
0.85%	$100k	-	48-59 Month Jumbo CESA
0.75%	$1k	-	48-59 Month IRA
0.75%	$1k	-	48-59 Month Roth IRA
0.75%	$1k	-	48-59 Month CESA
0.70%	$100k	-	36-47 Month Jumbo IRA
0.70%	$100k	-	36-47 Month Jumbo Roth IRA
0.70%	$100k	-	36-47 Month Jumbo CESA
0.55%	$50k	-	24-35 Month Jumbo IRA
0.55%	$1k	-	36-47 Month IRA
0.55%	$50k	-	24-35 Month Jumbo Roth IRA
0.55%	$1k	-	36-47 Month Roth IRA
0.55%	$50k	-	24-35 Month Jumbo CESA
0.55%	$1k	-	36-47 Month CESA
0.45%	$50k	-	12-23 Month Jumbo IRA
0.45%	$50k	-	12-23 Month Jumbo Roth IRA
0.45%	$50k	-	12-23 Month Jumbo CESA
0.40%	$1k	-	24-35 Month IRA
0.40%	$1k	-	24-35 Month Roth IRA
0.40%	$1k	-	24-35 Month CESA
0.30%	$50k	-	6-11 Month Jumbo IRA
0.30%	$1k	-	12-23 Month IRA
0.30%	$50k	-	6-11 Month Jumbo Roth IRA
0.30%	$1k	-	12-23 Month Roth IRA
0.30%	$50k	-	6-11 Month Jumbo CESA
0.30%	$1k	-	12-23 Month CESA
0.20%	$1k	-	6-11 Month IRA
0.20%	$1k	-	6-11 Month Roth IRA
0.20%	$1k	-	6-11 Month CESA

Rates updated: 6/18/2013

Data for Q4 2012

Institution Statistics

MEDIA CITY COMMUNITY
NCUA #	68549
BankRate Report	View
Year Chartered	1936
Employees	7
Primary Regulator
Assets and Liabilities
Assets	$34.27 million
Loans	$16.35 million
Deposits	$30.63 million
Equity Capital	$3.50 million
Loan Loss Allowance	$524,000
Unbacked Noncurrent Loans	$630,000
Historic Data - December 2011
Assets	$33.84 million
Equity Capital	$3.43 million
Loan Loss Allowance	$431,000
Unbacked Noncurrent Loans	$166,000
Profit Margin - Quarterly
Net Interest Margin	5.19%
Return on Assets	0.19%
Return on Equity	1.89%
Interest Income	$1.25 million
Non-Interest Income	$260,000

Institution Health

Overall Score:

3 out of 5

Texas Ratio
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2012 Media City Community Credit Union had $630,000 in non-current loans and owned real-estate with $4.02 million in equity and loan loss allowances on hand to cover it. This gives Media City Community Credit Union a Texas Ratio of 15.67% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend
The Texas Ratio for Media City Community Credit Union increased slightly from 4.30% as of December 31, 2011 to 15.67% as of December 31, 2012, resulting in a negative change of 264.51%. This indicates that the balance sheet and financial strength for Media City Community Credit Union has declined slightly in recent periods.
Deposit Growth
In the past year, Media City Community Credit Union has increased its total deposits by $380,000, resulting in 1.26% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Media City Community Credit Union has shown is above average.
Capitalization
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Media City Community Credit Union has $34.27 million in assets with $4.02 million in equity, resulting in a capitalization level of 11.73%, which is above average.

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