Mediapolis Savings Bank

Mediapolis Savings Bank is headquartered in Mediapolis and is the 149^th largest bank in the state of Iowa. It is also the 4,229^th largest bank in the nation. It was established in 1940 and as of March of 2012, it had grown to 21 employees at 2 locations. Mediapolis Savings Bank has a 4-star health rating.

Mediapolis Savings Bank Routing Number: 073921873

Data for Q1 2012

Institution Statistics Mediapolis Savings Bank FDIC Certificate # 15772 BankRate Report View Year Established 1940 Employees 21 Primary Regulator FDIC Assets and Liabilities Assets $130.74 million Loans $82.66 million Deposits $101.38 million Equity Capital $13.89 million Loan Loss Allowance $1.11 million Unbacked Noncurrent Loans $1.69 million Real Estate Owned $116,000 Historic Data - March 2011 Assets $127.10 million Equity Capital $10.82 million Loan Loss Allowance $1.12 million Unbacked Noncurrent Loans $1.58 million Real Estate Owned $38,000 Profit Margin - Quarterly Net Interest Margin 3.3% Return on Assets 1.31% Return on Equity 12.43% Interest Income $1.41 million

Institution Health Overall Score: 4 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Mediapolis Savings Bank had $1.81 million in non-current loans and owned real-estate with $15 million in equity and loan loss allowances on hand to cover it. This gives Mediapolis Savings Bank a Texas Ratio of 12.06% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Mediapolis Savings Bank held steady from 13.53% as of March 31, 2011 to 12.06% as of March 31, 2012, resulting in a positive change of 10.84%.This indicates that the balance sheet and financial strength for Mediapolis Savings Bank has held steady in recent periods. Deposit Growth In the past year, Mediapolis Savings Bank has increased its total deposits by $586,000, resulting in 0.58% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Mediapolis Savings Bank has shown is average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Mediapolis Savings Bank has $130.74 million in assets with $15 million in equity, resulting in a capitalization level of 11.47%, which is above average.

No reviews have been left for this bank yet. Be the first to review.