| 8710 E 32nd St N Wichita, KS 67226 800.342.9278 www.meritrustcu.org ![]() |
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Meritrust Credit Union is headquartered in Wichita and is the largest credit union in the state of Kansas. It is also the 257th largest credit union in the nation. It was established in 1935 and as of December of 2011, it had grown to 190 employees and 75,970 members. Meritrust Credit Union's savings rates are 4X the national average, and it boasts a 5-star health rating.
Meritrust Credit Union Routing Number: 301180292
Related Posts
Meritrust Credit Union did something rare in today's environment. It increased the yield on its 5-year share certificate from 2.00% to 2.50% APY. That's now a very competitive rate. The rates on the s ...
Meritrust Credit Union currently has several good CD deals especially on long-term CDs. The rates actually went up considerably last week. Hopefully, they will hold for a while, but I wasn't able to g ...
See Rates for: Checking | Savings | Money Market | CD | IRA
Meritrust Credit Union Checking Account Rates
Meritrust Credit Union Savings Account Rates
Meritrust Credit Union Money Market Rates
Meritrust Credit Union CD Rates
Meritrust Credit Union IRA Rates
| Apy | Min | Max | Product | |
| 1.85% | $500 | - | 5 Year Share IRA | |
| 1.85% | $500 | - | 5 Year Share Roth IRA | |
| 1.85% | $500 | - | 5 Year Share CESA | |
| 1.40% | $500 | - | 3 Year Share IRA | |
| 1.40% | $500 | - | 3 Year Share Roth IRA | |
| 1.40% | $500 | - | 3 Year Share CESA | |
| 1.00% | $500 | - | 2 Year Share IRA | |
| 1.00% | $500 | - | 2 Year Share Roth IRA | |
| 1.00% | $500 | - | 2 Year Share CESA | |
| 0.80% | $500 | - | 18 Month Share IRA | |
| 0.80% | $500 | - | 18 Month Share Roth IRA | |
| 0.80% | $500 | - | 18 Month Share CESA | |
| 0.50% | $500 | - | 1 Year Share IRA | |
| 0.50% | $500 | - | 1 Year Share Roth IRA | |
| 0.50% | $500 | - | 1 Year Share CESA | |
| 0.35% | $500 | - | 6 Month Share IRA | |
| 0.35% | $500 | - | 6 Month Share Roth IRA | |
| 0.35% | $500 | - | 6 Month Share CESA | |
| 0.30% | $500 | - | 3 Month Share IRA | |
| 0.30% | $500 | - | 3 Month Share Roth IRA | |
| 0.30% | $500 | - | 3 Month Share CESA |
Data for Q4 2011
Institution Statistics
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Institution Health
Overall Score:
5 out of 5
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Auto Loan NIGHTMARE
- erickr613 - Tuesday, April 3, 2012 - 9:00 AMWe were approved by them through our dealer for our auto loan. We have had NOTHING but headaches. They kept telling us they didn't have our insurance on file even though we sent it to them 5 times. We received a letter saying they were going to tack on $2400 in CPI to our loan so we faxed it yet again. We find out later the CPI was tacked on without notice. When we finally were able to get to the bottom of it they tell u they had the insurance on file it just has the wrong lein holder. It would have been nice if someone called us....during the debacle they REFUSED TO CONTINUE TAKING OUR PAYMENT!!! I have never heard of a loan company refusing payment..They are rude and ill equiped to deal with customers.....Their agents are unprofessional and very rarely have the answers. I was told I was being rude for asking an agent if he would be upset if he were in my position. If you can't handle upset customers don't work for a sheisty bank....the Newest developement I mailed them a check 2 weeks ago and it has yet to come out of my account.....Need Less to say as soon as the CPI is fixed and refunded we are refinancing our loan.......I AM DONE WITH THIS PLACE!
Think Twice And Read The Link
- nunyabeezknees - Thursday, February 17, 2011 - 11:47 AMI strongly advise anyone considering this bank to read this...
http://finance.yahoo.c...
Meritrust are masters of banking in their favor and have little to no regard for customers who live on moderate income.
if you opt for overdraft protection connected to a savings account be prepared for 42.00 overdraft charges...32.00 for the overdraft plus an additional "transfer fee" from your savings account to cover the overdraft
By the way, if you think it won't happen to you...Meritrust processes ALL deductions for the business day before they process any deposits, and have,at times, withdrawn automatic deductions at their pleasure as much as 5 days before they are due to be paid out...
yesterday my wife and I received a mortage check for a significant amount to purchase another property..Meritrust wouldn't honor it,even drawn off another bank, they told us there would be a 7 day "hold" on the entire amount. We had to go to another bank to get cashier's checks to cover the closing cost of the property we are due to close in 2 days..
needless to say, after the amount of closing, we have a separate cashiers check for the remaining balance of the mortgage and IT WILL NOT BE DEPOSITED WITH MERITRUST! We will be opening a new account with another bank with better practices...we are finished with Meritrust and will be phasing out our business with them until we are able to close our accounts completely
Average User Rating:






They Are Not Reliable
They are constantly changing thier hours and when it affects your deposits and causes you to be overdraft they only want to do the minimum fix that they can, and you have to watch that because alot of times they will tell you they are taking care of it and never do. i am at this time looking for a different bank.