Mid Missouri Credit Union

Mid Missouri Credit Union is headquartered in Fort Leonard Wo and is the 13^st largest credit union in the state of Missouri. It is also the 969^th largest credit union in the nation. It was established in 1954 and as of December of 2011, it had grown to 71 employees and 23,328 members. Mid Missouri Credit Union's money market rates are 14% higher than the national average, and it boasts a 5-star health rating.

Mid Missouri Credit Union Checking Account Rates

Mid Missouri Credit Union Savings Account Rates

Mid Missouri Credit Union Money Market Rates

Mid Missouri Credit Union CD Rates

Mid Missouri Credit Union IRA Rates

Data for Q4 2011

Institution Statistics MID MISSOURI NCUA # 63996 BankRate Report View Year Chartered 1954 Employees 71 Primary Regulator Assets and Liabilities Assets $168.82 million Loans $101.91 million Deposits $148.98 million Equity Capital $18.26 million Loan Loss Allowance $677,000 Unbacked Noncurrent Loans $506,000 Real Estate Owned $61,000 Historic Data - December 2010 Assets $160.05 million Equity Capital $17.13 million Loan Loss Allowance $670,000 Unbacked Noncurrent Loans $621,000 Profit Margin - Quarterly Net Interest Margin 5.65% Return on Assets 0.67% Return on Equity 6.16% Interest Income $5.98 million Non-Interest Income $3.00 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Mid Missouri Credit Union had $567,000 in non-current loans and owned real-estate with $18.93 million in equity and loan loss allowances on hand to cover it. This gives Mid Missouri Credit Union a Texas Ratio of 2.99% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Mid Missouri Credit Union held steady from 3.49% as of December 31, 2010 to 2.99% as of December 31, 2011, resulting in a positive change of 14.15%.This indicates that the balance sheet and financial strength for Mid Missouri Credit Union has held steady in recent periods. Deposit Growth In the past year, Mid Missouri Credit Union has increased its total deposits by $7.2 million, resulting in 5.08% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Mid Missouri Credit Union has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Mid Missouri Credit Union has $168.82 million in assets with $18.93 million in equity, resulting in a capitalization level of 11.22%, which is above average.

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