Institution Statistics
| Missouri Bank and Trust Company of Kansas City | | FDIC Certificate # | 9387 | | BankRate Report | View | | Year Established | 1933 | | Employees | 90 | | Primary Regulator | FDIC |
Assets and Liabilities | | Assets | $556.17 million | | Loans | $340.91 million | | Deposits | $508.39 million | | Equity Capital | $35.11 million | | Loan Loss Allowance | $3.44 million |
Historic Data - March 2011 | | Assets | $452.49 million | | Equity Capital | $30.86 million | | Loan Loss Allowance | $3.25 million | | Unbacked Noncurrent Loans | $179,000 |
Profit Margin - Quarterly | | Net Interest Margin | 3.34% | | Return on Assets | 1.29% | | Return on Equity | 19.42% | | Interest Income | $4.75 million |
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Institution Health
Overall Score:
5 out of 5 
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Missouri Bank and Trust Company of Kansas City had $0 in non-current loans and owned real-estate with $38.55 million in equity and loan loss allowances on hand to cover it. This gives Missouri Bank and Trust Company of Kansas City a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Deposit Growth | | | In the past year, Missouri Bank and Trust Company of Kansas City has increased its total deposits by $101.51 million, resulting in 24.95% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Missouri Bank and Trust Company of Kansas City has shown is excellent. | | Capitalization |  | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Missouri Bank and Trust Company of Kansas City has $556.17 million in assets with $38.55 million in equity, resulting in a capitalization level of 6.93%, which is below average. |
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Average User Rating:
AVOID LIKE THE PLAGUE!!!!!!!!
When I informed this bank that I wanted to take my business accounts elsewhere they canceled my check card to harass me. There were plenty of funds in the account and I had not reported fraudulent behavior. They always charged more than other banks for services but told me that if I moved my accounts elsewhere they would raise the rate on my loan. If you've had similar threats from this bank please let me know.