Missouri Bank and Trust Company of Kansas City is headquartered in Kansas City and is the 38th largest bank in the state of Missouri. It is also the 1,178th largest bank in the nation. It was established in 1933 and as of December of 2013, it had grown to 84 employees at 4 locations. Missouri Bank and Trust Company of Kansas City has a B health rating.
When I informed this bank that I wanted to take my business accounts elsewhere they canceled my check card to harass me. There were plenty of funds in the account and I had not reported fraudulent behavior. They always charged more than other banks for services but told me that if I moved my accounts elsewhere they would raise the rate on my loan. If you've had similar threats from this bank please let me know.
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 Missouri Bank and Trust Company of Kansas City had $1.04 million in non-current loans and owned real-estate with $41.17 million in equity and loan loss allowances on hand to cover it. This gives Missouri Bank and Trust Company of Kansas City a Texas Ratio of 2.52% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
The Texas Ratio for Missouri Bank and Trust Company of Kansas City experienced no significant changes from 0.07% as of December 31, 2012 to 2.52% as of December 31, 2013, resulting in a negative change of 3,711.51%. This indicates that the balance sheet and financial strength for Missouri Bank and Trust Company of Kansas City has had no significant changes in recent periods.
In the past year, Missouri Bank and Trust Company of Kansas City has decreased its total deposits by -$96.02 million, resulting in -15.46% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Missouri Bank and Trust Company of Kansas City has shown is poor.
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Missouri Bank and Trust Company of Kansas City has $562.57 million in assets with $41.17 million in equity, resulting in a capitalization level of 7.32%, which is below average.
|FDIC Certificate #||9387|
|Assets and Liabilities|
|Equity Capital||$36.96 million|
|Loan Loss Allowance||$4.21 million|
|Real Estate Owned||$1.04 million|
|Historic Data - December 2012|
|Equity Capital||$37.23 million|
|Loan Loss Allowance||$3.55 million|
|Unbacked Noncurrent Loans||$0|
|Real Estate Owned||$0|
|Profit Margin - Quarterly|
|Net Interest Margin||3.08%|
|Return on Assets||0.95%|
|Return on Equity||15.69%|
|Interest Income||$19.45 million|
Sorry, we do not have rate data for Missouri Bank and Trust Company of Kansas City
|Missouri Bank and Trust Company of Kansas City Locations|
|Missouri Bank and Trust Company Of Kansas City||1044 Main Street||Kansas City, MO 64105|
|Southwest Blvd Branch||125 Southwest Blvd||Kansas City, MO 64108|
|Prairie Village Branch||4140 West 71st Street||Prairie Village, KS 66208|
|Brookside Branch||7 West 62nd Terrace||Kansas City, MO 64113|