Institution Statistics
| Mizuho Corporate Bank (USA) | | FDIC Certificate # | 21843 | | BankRate Report | View | | Year Established | 1974 | | Employees | 224 | | Primary Regulator | FED |
Assets and Liabilities | | Assets | $3.49 billion | | Loans | $2.82 billion | | Deposits | $2.11 billion | | Equity Capital | $1.06 billion | | Loan Loss Allowance | $3.33 million | | Unbacked Noncurrent Loans | $25.53 million |
Historic Data - March 2011 | | Assets | $2.91 billion | | Equity Capital | $1.05 billion | | Loan Loss Allowance | $3.92 million |
Profit Margin - Quarterly | | Net Interest Margin | 1.77% | | Return on Assets | 0.62% | | Return on Equity | 1.99% | | Interest Income | $16.78 million |
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Institution Health
Overall Score:
5 out of 5
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Mizuho Corporate Bank (USA) had $25.53 million in non-current loans and owned real-estate with $1.07 billion in equity and loan loss allowances on hand to cover it. This gives Mizuho Corporate Bank (USA) a Texas Ratio of 2.40% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Deposit Growth |  | | In the past year, Mizuho Corporate Bank (USA) has increased its total deposits by $451.21 million, resulting in 27.17% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Mizuho Corporate Bank (USA) has shown is excellent. | | Capitalization |  | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Mizuho Corporate Bank (USA) has $3.49 billion in assets with $1.07 billion in equity, resulting in a capitalization level of 30.56%, which is excellent. |
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