Mizuho Trust & Banking Co. USA

Mizuho Trust & Banking Co. USA is headquartered in New York and is the 59^th largest bank in the state of New York. It is also the 880^th largest bank in the nation. It was established in 1987 and as of March of 2012, it had grown to 114 employees at 1 location. Mizuho Trust & Banking Co. USA has a 5-star health rating.

Data for Q1 2012

Institution Statistics Mizuho Trust & Banking Co. USA FDIC Certificate # 27089 BankRate Report View Year Established 1987 Employees 114 Primary Regulator FDIC Assets and Liabilities Assets $758.03 million Deposits $699.12 million Equity Capital $49.84 million Historic Data - March 2011 Assets $522.80 million Equity Capital $48.86 million Profit Margin - Quarterly Net Interest Margin 0.35% Return on Assets 0.68% Return on Equity 10.62% Interest Income $691,000

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Mizuho Trust & Banking Co. USA had $0 in non-current loans and owned real-estate with $49.84 million in equity and loan loss allowances on hand to cover it. This gives Mizuho Trust & Banking Co. USA a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Deposit Growth In the past year, Mizuho Trust & Banking Co. USA has increased its total deposits by $232.61 million, resulting in 49.86% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Mizuho Trust & Banking Co. USA has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Mizuho Trust & Banking Co. USA has $758.03 million in assets with $49.84 million in equity, resulting in a capitalization level of 6.58%, which is below average.

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