Dedicated to Deposits: Deals, Data, and Discussion
Featured Savings Rates
Featured Accounts
Overview / Commentary
410-345-2000
499 Park Avenue
New York, NY 10022

M.Y. Safra Bank, FSB is headquartered in New York and is the 126th largest bank in the state of New York. It is also the 3,394th largest bank in the nation. It was established in 2000 and as of December of 2013, it had grown to 9 employees at 1 location. M.Y. Safra Bank, FSB has a B+ health rating.

No reviews have been left for this bank yet. Be the first to review.



Health

Data for Q4 2013

Institution Health

B+

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 M.Y. Safra Bank, FSB had $0 in non-current loans and owned real-estate with $38.13 million in equity and loan loss allowances on hand to cover it. This gives M.Y. Safra Bank, FSB a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Deposit Growth

GRADE:
F

In the past year, M.Y. Safra Bank, FSB has decreased its total deposits by -$21.94 million, resulting in -14.18% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth M.Y. Safra Bank, FSB has shown is poor.

Capitalization

GRADE:
A+

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. M.Y. Safra Bank, FSB has $171.59 million in assets with $38.13 million in equity, resulting in a capitalization level of 22.22%, which is excellent.

Institution Statistics

Overall
FDIC Certificate #35154
Year Established2000
Employees9
Primary RegulatorOCC
Assets and Liabilities
Assets$171.59 million
Loans$0
Deposits$132.78 million
Equity Capital$38.13 million
Loan Loss Allowance$0
Real Estate Owned$0
Historic Data - December 2012
Assets$180.75 million
Equity Capital$24.34 million
Loan Loss Allowance$0
Real Estate Owned$0
Profit Margin - Quarterly
Net Interest Margin0.71%
Return on Assets-0.19%
Return on Equity-1.19%
Interest Income$2.75 million
Rates

Always verify rates and promotions with the bank or credit union. We are not M.Y. Safra Bank, FSB, we are a rate comparison website and can not provide official rates or promotions.

M.Y. Safra Bank, FSB Savings Account Rates

DetailsAPYMINMAXPRODUCT
0.25%$100k-Personal Savings

M.Y. Safra Bank, FSB Money Market Rates

DetailsAPYMINMAXPRODUCT
0.25%$100k-Personal Money Market
0.25%$100k-Business Money Market

M.Y. Safra Bank, FSB Checking Account Rates

DetailsAPYMINMAXPRODUCT
0.25%$100k-Personal Interest Checking

M.Y. Safra Bank, FSB CD Rates

DetailsAPYMINMAXPRODUCT
1.76%$100k-60 Month Jumbo CD
1.76%$250k-60 Month Super Jumbo CD
1.71%$1k-60 Month Classic CD
1.31%$100k-48 - 59 Month Jumbo CD
1.31%$250k-48 - 59 Month Super Jumbo CD
1.26%$1k-48 - 59 Month Classic CD
1.01%$100k-36 - 47 Month Jumbo CD
1.01%$250k-36 - 47 Month Super Jumbo CD
0.95%$1k-36 - 47 Month Classic CD
0.65%$100k-24 - 29 Month Jumbo CD
0.65%$250k-24 - 29 Month Super Jumbo CD
0.60%$1k-24 - 29 Month Classic CD
0.60%$100k-12 - 17 Month Jumbo CD
0.60%$250k-12 - 17 Month Super Jumbo CD
0.55%$1k-12 - 17 Month Classic CD
0.32%$100k-6 - 11 Month Jumbo CD
0.32%$250k-6 - 11 Month Super Jumbo CD
0.27%$1k-6 - 11 Month Classic CD
0.25%$100k-91 - 181 Day Jumbo CD
0.25%$250k-91 - 181 Day Super Jumbo CD
0.20%$1k-91 - 181 Day Classic CD
0.15%$100k-30 - 90 Day Jumbo CD
0.15%$250k-30 - 90 Day Super Jumbo CD
0.10%$1k-30 - 90 Day Classic CD

M.Y. Safra Bank, FSB IRA Rates

DetailsAPYMINMAXPRODUCT
1.76%$100k-60 Month Jumbo IRA
1.76%$250k-60 Month Super Jumbo IRA
1.71%$1k-60 Month Classic IRA
1.31%$100k-48 - 59 Month Jumbo IRA
1.31%$250k-48 - 59 Month Super Jumbo IRA
1.26%$1k-48 - 59 Month Classic IRA
1.01%$100k-36 - 47 Month Jumbo IRA
1.01%$250k-36 - 47 Month Super Jumbo IRA
0.95%$1k-36 - 47 Month Classic IRA
0.65%$100k-24 - 29 Month Jumbo IRA
0.65%$250k-24 - 29 Month Super Jumbo IRA
0.60%$1k-24 - 29 Month Classic IRA
0.60%$100k-12 - 17 Month Jumbo IRA
0.60%$250k-12 - 17 Month Super Jumbo IRA
0.55%$1k-12 - 17 Month Classic IRA
0.32%$100k-6 - 11 Month Jumbo IRA
0.32%$250k-6 - 11 Month Super Jumbo IRA
0.27%$1k-6 - 11 Month Classic IRA
Locations


M.Y. Safra Bank, FSB Locations
T. Rowe Price Savings Bank100 East Pratt StreetBaltimore, MD 21202