National Bank of Kansas City

10700 Nall Avenue
Overland Park, KS 66211
1-888-905-2165
www.bankofkc.com

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National Bank of Kansas City is headquartered in Overland Park and is the 17^st largest bank in the state of Kansas. It is also the 1,075^th largest bank in the nation. It was established in 1999 and as of December of 2012, it had grown to 229 employees at 6 locations. National Bank of Kansas City has a 5-star health rating.

National Bank of Kansas City Routing Number: 101014869

Competitive CD Rates at National Bank of Kansas City - 7/24/2012

Last Friday when I was updating my weekly survey of the best CD rates, I noticed the big rate increases at National Bank of Kansas City . The bank's long-term CDs are now very competitive. Minimum dep ...

1.61% 16-Month CD In The Kansas City Metro Area (Forum) - 9/19/2010

National Bank of Kansas City is offering a special 16-month CD and IRA CD with a 1.61% APY as of 9/19/2010. Minimum deposit is $5,000, and the maximum is $95,000. In the bank's Completely Free Checking account page, the following is stated: Bank Of Kan

$50 Checking Account Bonus at National Bank of Kansas City - Local Only - Update - 4/11/2010

National Bank of Kansas City is offering a $50 Gift Card for opening a personal checking account. You have a choice of either an Amazon Gift Card or a VISA Gift Card. A $50 bonus is small, but this p ...

Up to $100 New Account Bonus at National Bank of Kansas City - Local Only - 8/10/2009

National Bank of Kansas City is offering up to $100 for opening a checking account and for performing some additional activities. The bank's promotions page has the details. The offer is scheduled to expire on 10/03/09. The promotion makes it easy to...

2009

4/5 - $50 Checking Account Bonus at National Bank of Kansas City - Local Only

2008

3/16 - $40 Checking Account Bonus at National Bank of Kansas City

2007

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See Rates for: Checking | Savings | Money Market | CD | IRA

National Bank of Kansas City Checking Account Rates

Apy	Min	Max	Product
0.50%	$50k	-	Investment Plus Checking
0.30%	-	-	Silver Checking
0.05%	-	-	Direct Deposit Checking
0.05%	-	-	Low Minimum Checking

National Bank of Kansas City Savings Account Rates

Apy	Min	Max	Product
0.30%	-	-	Health Savings Account
0.30%	-	-	Christmas Club Savings Account
0.25%	$5k	-	Personal Savings Account
0.25%	$5k	-	Youth Savings Account
0.25%	$5k	-	Business Savings Account

National Bank of Kansas City Money Market Rates

Apy	Min	Max	Product
0.50%	$100k	-	Personal Money Market
0.50%	$100k	-	Money Market IRA
0.50%	$100k	-	Money Market Roth IRA
0.30%	$100k	-	Business Money Market

National Bank of Kansas City CD Rates

Apy	Min	Max	Product
1.35%	-	-	60 Month CD
1.35%	-	-	Business 60 Month CD
1.25%	-	-	60 Month Jumbo CD
1.25%	-	-	Business 60 Month Jumbo CD
1.10%	-	-	48 - 59 Month CD
1.10%	-	-	Business 48 - 59 Month CD
1.00%	-	-	48 - 59 Month Jumbo CD
1.00%	-	-	Business 48 - 59 Month Jumbo CD
0.90%	-	-	36 - 47 Month CD
0.90%	-	-	Business 36 - 47 Month CD
0.80%	-	-	36 - 47 Month Jumbo CD
0.80%	-	-	Business 36 - 47 Month Jumbo CD
0.55%	-	-	24 - 35 Month CD
0.55%	-	-	Business 24 - 35 Month CD
0.45%	-	-	24 - 35 Month Jumbo CD
0.45%	-	-	Business 24 - 35 Month Jumbo CD
0.30%	-	-	12 - 23 Month CD
0.30%	-	-	Business 12 - 23 Month CD
0.20%	-	-	12 - 23 Month Jumbo CD
0.20%	-	-	Business 12 - 23 Month Jumbo CD
0.15%	-	-	6 - 11 Month CD
0.15%	-	-	Business 6 - 11 Month CD
0.05%	-	-	3 - 5 Month CD
0.05%	-	-	Business 3 - 5 Month CD
0.05%	-	-	3 - 5 Month Jumbo CD
0.05%	-	-	Business 3 - 5 Month Jumbo CD
0.05%	-	-	6 - 11 Month Jumbo CD
0.05%	-	-	Business 6 - 11 Month Jumbo CD

National Bank of Kansas City IRA Rates

Apy	Min	Max	Product
1.35%	-	-	60 Month IRA
1.35%	-	-	60 Month Roth IRA
1.25%	-	-	60 Month Jumbo IRA
1.25%	-	-	60 Month Roth Jumbo IRA
1.10%	-	-	48 - 59 Month IRA
1.10%	-	-	48 - 59 Month Roth IRA
1.00%	-	-	48 - 59 Month Jumbo IRA
1.00%	-	-	48 - 59 Month Roth Jumbo IRA
0.90%	-	-	36 - 47 Month IRA
0.90%	-	-	36 - 47 Month Roth IRA
0.80%	-	-	36 - 47 Month Jumbo IRA
0.80%	-	-	36 - 47 Month Roth Jumbo IRA
0.55%	-	-	24 - 35 Month IRA
0.55%	-	-	24 - 35 Month Roth IRA
0.45%	-	-	24 - 35 Month Jumbo IRA
0.45%	-	-	24 - 35 Month Roth Jumbo IRA
0.30%	-	-	12 - 23 Month IRA
0.30%	-	-	12 - 23 Month Roth IRA
0.20%	-	-	12 - 23 Month Jumbo IRA
0.20%	-	-	12 - 23 Month Roth Jumbo IRA
0.15%	-	-	6 - 11 Month IRA
0.15%	-	-	6 - 11 Month Roth IRA
0.05%	-	-	6 - 11 Month Jumbo IRA
0.05%	-	-	6 - 11 Month Roth Jumbo IRA

Rates updated: 5/21/2013

Data for Q4 2012

Institution Statistics

National Bank of Kansas City
FDIC Certificate #	35014
BankRate Report	View
Year Established	1999
Employees	229
Primary Regulator	OCC
Assets and Liabilities
Assets	$627.44 million
Loans	$241.37 million
Deposits	$358.43 million
Equity Capital	$94.46 million
Loan Loss Allowance	$5.47 million
Unbacked Noncurrent Loans	$4.89 million
Real Estate Owned	$2.29 million
Historic Data - December 2011
Assets	$619.45 million
Equity Capital	$56.31 million
Loan Loss Allowance	$5.41 million
Unbacked Noncurrent Loans	$17.84 million
Real Estate Owned	$6.14 million
Profit Margin - Quarterly
Net Interest Margin	1.19%
Return on Assets	5.16%
Return on Equity	44.41%
Interest Income	$17.37 million

Institution Health

Overall Score:

5 out of 5

Texas Ratio
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2012 National Bank of Kansas City had $7.17 million in non-current loans and owned real-estate with $99.93 million in equity and loan loss allowances on hand to cover it. This gives National Bank of Kansas City a Texas Ratio of 7.18% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend
The Texas Ratio for National Bank of Kansas City decreased significantly from 39.14% as of December 31, 2011 to 7.18% as of December 31, 2012, resulting in a positive change of 81.67%.This indicates that the balance sheet and financial strength for National Bank of Kansas City has improved significantly in recent periods.
Deposit Growth
In the past year, National Bank of Kansas City has decreased its total deposits by -$28.18 million, resulting in -7.29% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth National Bank of Kansas City has shown is poor.
Capitalization
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. National Bank of Kansas City has $627.43 million in assets with $99.93 million in equity, resulting in a capitalization level of 15.93%, which is excellent.