NAVFAC Credit Union is headquartered in HONOLULU and is the 46th largest credit union in the state of Hawaii. It is also the 2,909th largest credit union in the nation. It was established in 1951 and as of September of 2013, it had grown to 6 employees and 2,152 members. NAVFAC Credit Union has a B+ health rating.
Serving our Military, DOD Civilians, DOD Contractors and their Families - See Details
No reviews have been left for this bank yet. Be the first to review.
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of September 30, 2013 NAVFAC Credit Union had $4,000 in non-current loans and owned real-estate with $3.25 million in equity and loan loss allowances on hand to cover it. This gives NAVFAC Credit Union a Texas Ratio of 0.12% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
The Texas Ratio for NAVFAC Credit Union increased slightly from 0.00% as of September 30, 2012 to 0.12% as of September 30, 2013, resulting in a negative change of Infinity%. This indicates that the balance sheet and financial strength for NAVFAC Credit Union has declined slightly in recent periods.
In the past year, NAVFAC Credit Union has decreased its total deposits by -$3.22 million, resulting in -10.42% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth NAVFAC Credit Union has shown is poor.
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. NAVFAC Credit Union has $30.95 million in assets with $3.25 million in equity, resulting in a capitalization level of 10.49%, which is above average.
|Assets and Liabilities|
|Equity Capital||$3.16 million|
|Loan Loss Allowance||$89,000|
|Unbacked Noncurrent Loans||$4,000|
|Real Estate Owned||$0|
|Historic Data - September 2012|
|Equity Capital||$3.39 million|
|Loan Loss Allowance||$71,000|
|Real Estate Owned||$0|
|Profit Margin - Quarterly|
|Net Interest Margin||4.05%|
|Return on Assets||-0.64%|
|Return on Equity||-6.25%|
Always verify rates and promotions with the bank or credit union. We are not NAVFAC Credit Union, we are a rate comparison website and can not provide official rates or promotions.
|0.15%||-||-||Share Account (Savings)|
|0.15%||$5k||-||Share Draft (Checking)|
|0.85%||$1k||-||36 Month CD|
|0.65%||$1k||-||24 Month CD|
|0.45%||$1k||-||12 Month CD|
|0.30%||$1k||-||6 Month CD|
|0.85%||$1k||-||36 Month IRA|
|0.65%||$1k||-||24 Month IRA|
|0.45%||$1k||-||12 Month IRA|
|0.30%||$1k||-||6 Month IRA|
|NAVFAC Credit Union Locations|
|Branch Office||4250 Radford Dr||Honolulu, HI 96818-3243|