New Hampshire Federal Credit Union is headquartered in Concord and is the 7th largest credit union in the state of New Hampshire. It is also the 823rd largest credit union in the nation. It was established in 1941 and as of March of 2014, it had grown to 44 employees and 16,734 members. New Hampshire Federal Credit Union has a A health rating.
We serve the employees, immediate family and household members of more than 140 employer groups throughout NH, including the State of NH, many cities, towns, counties, hospitals, health care organizations, and more. - See Details
No reviews have been left for this bank yet. Be the first to review.
The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 New Hampshire Federal Credit Union had $0 in non-current loans and owned real-estate with $31.31 million in equity and loan loss allowances on hand to cover it. This gives New Hampshire Federal Credit Union a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
In the past year, New Hampshire Federal Credit Union has decreased its total deposits by -$4.41 million, resulting in -2.08% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth New Hampshire Federal Credit Union has shown is average.
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. New Hampshire Federal Credit Union has $241.08 million in assets with $31.31 million in equity, resulting in a capitalization level of 12.99%, which is excellent.
|Assets and Liabilities|
|Equity Capital||$30.97 million|
|Loan Loss Allowance||$349,000|
|Real Estate Owned||$0|
|Historic Data - March 2013|
|Equity Capital||$30.29 million|
|Loan Loss Allowance||$292,000|
|Real Estate Owned||$0|
|Profit Margin - Quarterly|
|Return on Assets||0.62%|
|Return on Equity||4.83%|
|Interest Income||$1.46 million|
Sorry, we do not have rate data for New Hampshire Federal Credit Union
|New Hampshire Federal Credit Union Locations|
|Branch Office||7 Mill Rd Unit K||Durham, NH 03824-3047|
|Branch Office||43 N Main St||Concord, NH 03301-4934|
|Branch Office||70 Airport Rd||Concord, NH 03301-5205|