New Traditions National Bank

New Traditions National Bank is headquartered in Orlando and is the 53^rd largest bank in the state of Florida. It is also the 1,499^th largest bank in the nation. It was established in 2008 and as of March of 2012, it had grown to 39 employees at 5 locations. New Traditions National Bank has a 5-star health rating.

New Traditions National Bank Routing Number: 063116588

Data for Q1 2012

Institution Statistics New Traditions National Bank FDIC Certificate # 58822 BankRate Report View Year Established 2008 Employees 39 Primary Regulator OCC Assets and Liabilities Assets $447.10 million Loans $216.73 million Deposits $375.24 million Equity Capital $40.65 million Loan Loss Allowance $4.40 million Unbacked Noncurrent Loans $200,000 Real Estate Owned $2.11 million Historic Data - March 2011 Assets $361.92 million Equity Capital $35.07 million Loan Loss Allowance $3.19 million Profit Margin - Quarterly Net Interest Margin 2.66% Return on Assets 1.46% Return on Equity 16.06% Interest Income $3.59 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 New Traditions National Bank had $2.31 million in non-current loans and owned real-estate with $45.05 million in equity and loan loss allowances on hand to cover it. This gives New Traditions National Bank a Texas Ratio of 5.14% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Deposit Growth In the past year, New Traditions National Bank has increased its total deposits by $74.16 million, resulting in 24.63% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth New Traditions National Bank has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. New Traditions National Bank has $447.1 million in assets with $45.05 million in equity, resulting in a capitalization level of 10.08%, which is above average.

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