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Overview / Commentary
888-298-8821
Market And Madison Streets
New Tripoli, PA 18066

New Tripoli Bank is headquartered in New Tripoli and is the 93rd largest bank in the state of Pennsylvania. It is also the 1,845th largest bank in the nation. It was established in 1910 and as of March of 2014, it had grown to 44 employees at 2 locations. New Tripoli Bank has a A health rating.

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Health

Data for Q1 2014

Institution Health

A

Texas Ratio

GRADE:
B+

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 New Tripoli Bank had $5.63 million in non-current loans and owned real-estate with $46.09 million in equity and loan loss allowances on hand to cover it. This gives New Tripoli Bank a Texas Ratio of 12.21% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
B+

The Texas Ratio for New Tripoli Bank decreased slightly from 15.56% as of March 31, 2013 to 12.21% as of March 31, 2014, resulting in a positive change of 21.52%.This indicates that the balance sheet and financial strength for New Tripoli Bank has improved slightly in recent periods.

Deposit Growth

GRADE:
A+

In the past year, New Tripoli Bank has increased its total deposits by $15.5 million, resulting in 6.14% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth New Tripoli Bank has shown is excellent.

Capitalization

GRADE:
A+

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. New Tripoli Bank has $358.21 million in assets with $46.09 million in equity, resulting in a capitalization level of 12.87%, which is excellent.

Institution Statistics

Overall
FDIC Certificate #7659
Year Established1910
Employees44
Primary RegulatorFED
Assets and Liabilities
Assets$358.21 million
Loans$238.25 million
Deposits$268.04 million
Equity Capital$42.87 million
Loan Loss Allowance$3.22 million
Unbacked Noncurrent Loans$5.34 million
Real Estate Owned$290,000
Historic Data - March 2013
Assets$342.78 million
Equity Capital$43.10 million
Loan Loss Allowance$3.31 million
Unbacked Noncurrent Loans$5.34 million
Real Estate Owned$458,000
Profit Margin - Quarterly
Net Interest Margin3.66%
Return on Assets1.36%
Return on Equity11.71%
Interest Income$3.64 million
Rates

Always verify rates and promotions with the bank or credit union. We are not New Tripoli Bank, we are a rate comparison website and can not provide official rates or promotions.

New Tripoli Bank Savings Account Rates

DetailsAPYMINMAXPRODUCT
0.30%$20-IRA Savings
0.30%$20-CESA Savings Account
0.30%$20-Roth IRA Savings
0.20%$20-Statement Savings
0.20%$20-Christmas Club

New Tripoli Bank Money Market Rates

DetailsAPYMINMAXPRODUCT
0.40%$100k-Money Market Account

New Tripoli Bank Checking Account Rates

DetailsAPYMINMAXPRODUCT
0.10%$500-Interest Checking

New Tripoli Bank CD Rates

DetailsAPYMINMAXPRODUCT
1.75%$500-60 Month CD
1.10%$500-48 Month CD
0.65%$500-36 Month CD
0.60%$500-30 Month CD
0.55%$500-24 Month CD
0.45%$500-12 Month CD
0.45%$500-18 Month CD
0.30%$500-182 Day CD
0.15%$500-91 Day CD

New Tripoli Bank IRA Rates

DetailsAPYMINMAXPRODUCT
1.75%$500-60 Month IRA
1.10%$500-48 Month IRA
0.65%$500-36 Month IRA
0.60%$500-30 Month IRA
0.55%$500-24 Month IRA
0.45%$500-12 Month IRA
0.45%$500-18 Month IRA
0.40%$250-18 Month Variable IRA
0.30%$500-182 Day IRA
0.15%$500-91 Day IRA
Locations


New Tripoli Bank Locations
Claussville Branch7747 Claussville RoadOrefield, PA 18069
New Tripoli BankMarket and Madison StreetsNew Tripoli, PA 18066