Market And Madison Streets
New Tripoli, PA 18066
888-298-8821
www.newtripolibank.net



New Tripoli Bank is headquartered in New Tripoli and is the 98th largest bank in the state of Pennsylvania. It is also the 2,005th largest bank in the nation. It was established in 1910 and as of March of 2012, it had grown to 41 employees at 2 locations. New Tripoli Bank's savings rates are 15% higher than the national average, and it has a 4-star health rating.



See Rates for: Checking | Savings | Money Market | CD | IRA

New Tripoli Bank Checking Account Rates

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0.15%$500-Interest Checking

New Tripoli Bank Savings Account Rates

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0.60%$20-IRA Savings
0.60%$20-CESA Savings Account
0.60%$20-Roth IRA Savings
0.40%$20-Christmas Club
0.35%$20-Statement Savings

New Tripoli Bank Money Market Rates

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0.60%$500k-Money Market Account

New Tripoli Bank CD Rates

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1.75%$500-60 Month CD
1.45%$500-48 Month CD
1.10%$500-36 Month CD
1.01%$500-30 Month CD
0.80%$500-24 Month CD
0.70%$500-18 Month CD
0.55%$500-12 Month CD
0.30%$500-91 Day CD
0.30%$500-182 Day CD

New Tripoli Bank IRA Rates

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1.75%$500-60 Month IRA
1.75%$500-60 Month Roth IRA
1.75%$500-60 Month CESA
1.45%$500-48 Month IRA
1.45%$500-48 Month Roth IRA
1.45%$500-48 Month CESA
1.10%$500-36 Month IRA
1.10%$500-36 Month Roth IRA
1.10%$500-36 Month CESA
1.01%$500-30 Month IRA
1.01%$500-30 Month Roth IRA
1.01%$500-30 Month CESA
0.80%$500-24 Month IRA
0.80%$500-24 Month Roth IRA
0.80%$500-24 Month CESA
0.75%$250-18 Month Variable IRA
0.75%$250-18 Month Variable CESA
0.75%$250-18 Month Variable Roth IRA
0.70%$500-18 Month IRA
0.70%$500-18 Month Roth IRA
0.70%$500-18 Month CESA
0.55%$500-12 Month IRA
0.55%$500-12 Month Roth IRA
0.55%$500-12 Month CESA
0.30%$500-91 Day IRA
0.30%$500-182 Day IRA
0.30%$500-91 Day Roth IRA
0.30%$500-182 Day Roth IRA
0.30%$500-91 Day CESA
0.30%$500-182 Day CESA

Rates updated: 5/26/2012

Data for Q1 2012


Institution Statistics


New Tripoli Bank
FDIC Certificate #7659
BankRate ReportView
Year Established1910
Employees41
Primary RegulatorFED

Assets and Liabilities

Assets$325.42 million
Loans$211.46 million
Deposits$241.00 million
Equity Capital$40.27 million
Loan Loss Allowance$2.82 million
Unbacked Noncurrent Loans$5.98 million

Historic Data - March 2011

Assets$303.93 million
Equity Capital$34.08 million
Loan Loss Allowance$2.46 million
Unbacked Noncurrent Loans$4.71 million
Real Estate Owned$199,000

Profit Margin - Quarterly

Net Interest Margin4.16%
Return on Assets1.67%
Return on Equity13.64%
Interest Income$3.90 million

Institution Health


Overall Score:
4 out of 5
4
Texas Ratio4
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 New Tripoli Bank had $5.98 million in non-current loans and owned real-estate with $43.08 million in equity and loan loss allowances on hand to cover it. This gives New Tripoli Bank a Texas Ratio of 13.88% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend3
The Texas Ratio for New Tripoli Bank held steady from 13.43% as of March 31, 2011 to 13.88% as of March 31, 2012, resulting in a negative change of 3.37%. This indicates that the balance sheet and financial strength for New Tripoli Bank has held steady in recent periods.
Deposit Growth4
In the past year, New Tripoli Bank has increased its total deposits by $8.17 million, resulting in 3.51% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth New Tripoli Bank has shown is above average.
Capitalization5
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. New Tripoli Bank has $325.42 million in assets with $43.08 million in equity, resulting in a capitalization level of 13.24%, which is excellent.
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