Dedicated to Deposits: Deals, Data, and Discussion
Featured Savings Rates
Featured Accounts
Overview / Commentary
20 Eastman Street
South Easton, MA 02375

North Easton Savings Bank is headquartered in South Easton and is the 61st largest bank in the state of Massachusetts. It is also the 1,385th largest bank in the nation. It was established in 1864 and as of March of 2014, it had grown to 90 employees at 10 locations. North Easton Savings Bank has a B+ health rating.

No reviews have been left for this bank yet. Be the first to review.


Data for Q1 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 North Easton Savings Bank had $1.82 million in non-current loans and owned real-estate with $42.24 million in equity and loan loss allowances on hand to cover it. This gives North Easton Savings Bank a Texas Ratio of 4.32% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for North Easton Savings Bank decreased dramatically from 11.68% as of March 31, 2013 to 4.32% as of March 31, 2014, resulting in a positive change of 63.04%.This indicates that the balance sheet and financial strength for North Easton Savings Bank has improved dramatically in recent periods.

Deposit Growth


In the past year, North Easton Savings Bank has increased its total deposits by $1.63 million, resulting in 0.37% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth North Easton Savings Bank has shown is above average.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. North Easton Savings Bank has $486.61 million in assets with $42.24 million in equity, resulting in a capitalization level of 8.68%, which is average.

Institution Statistics

FDIC Certificate #90259
Year Established1864
Primary RegulatorFDIC
Assets and Liabilities
Assets$486.61 million
Loans$298.38 million
Deposits$442.19 million
Equity Capital$40.73 million
Loan Loss Allowance$1.52 million
Unbacked Noncurrent Loans$1.59 million
Real Estate Owned$235,000
Historic Data - March 2013
Assets$486.74 million
Equity Capital$41.26 million
Loan Loss Allowance$1.84 million
Unbacked Noncurrent Loans$1.59 million
Real Estate Owned$555,000
Profit Margin - Quarterly
Net Interest Margin2.67%
Return on Assets0.29%
Return on Equity3.58%
Interest Income$3.46 million

Always verify rates and promotions with the bank or credit union. We are not North Easton Savings Bank, we are a rate comparison website and can not provide official rates or promotions.

North Easton Savings Bank Savings Account Rates

0.10%--Passbook Savings Account
0.10%--All Purpose Savings Account
0.10%--Statement Savings Account

North Easton Savings Bank Money Market Rates

0.30%$50k-Money Market Account
0.15%--IRA Money Market Account
0.15%--SEP IRA Money Market Account
0.15%--Roth IRA Money Market Account

North Easton Savings Bank Checking Account Rates

0.05%--NOW Checking Account

North Easton Savings Bank CD Rates

1.30%$500-60 Month CD
1.10%$500-48 Month CD
0.95%$500-36 Month CD
0.90%$500-30 Month CD
0.80%$500-24 Month CD
0.60%$500-1 1/2 Year CD
0.55%$500-15 Month CD
0.45%$500-1 Year CD
0.25%$500-6 Month CD
0.20%$500-91 Day CD

North Easton Savings Bank IRA Rates

1.30%$500-5 Year IRA
1.10%$500-4 Year IRA
0.95%$500-3 Year IRA
0.80%$500-2 Year IRA
0.60%$500-1 1/2 Year IRA
0.55%$500-15 Month IRA
0.45%$500-1 Year IRA

North Easton Savings Bank Locations
North Attleboro Shaws Branch125 Toner BoulevardNorth Attleboro, MA 2760
Mansfield Avenue Branch172 Mansfield AvenueNorton, MA 2766 Branch20 Eastman StreetSouth Easton, MA 2375
North Easton Savings Bank20 Eastman StreetSouth Easton, MA 2375
Roche Bros. Supermarket Branch25 Washington StreetNorth Easton, MA 2356
Norton Branch25 West Main StreetNorton, MA 2766
North Easton Branch295 Main StreetNorth Easton, MA 2356
547 Washington Street Branch547 Washington StreetSouth Easton, MA 2375
South Easton Branch679 Depot StreetSouth Easton, MA 2375
Mansfield Branch71 Copeland DriveMansfield, MA 2048