Institution Statistics
| NORTH HOLLYWOOD | | NCUA # | 6061 | | BankRate Report | View | | Year Chartered | 1949 | | Employees | 2 | | Primary Regulator | |
Assets and Liabilities | | Assets | $4.70 million | | Loans | $1.94 million | | Deposits | $4.32 million | | Equity Capital | $362,000 | | Loan Loss Allowance | $36,000 | | Unbacked Noncurrent Loans | $83,000 |
Historic Data - December 2010 | | Assets | $5.13 million | | Equity Capital | $379,000 | | Loan Loss Allowance | $44,000 | | Unbacked Noncurrent Loans | $154,000 |
Profit Margin - Quarterly | | Net Interest Margin | 7.33% | | Return on Assets | -0.36% | | Return on Equity | -4.7% | | Interest Income | $205,000 | | Non-Interest Income | $42,000 |
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Institution Health
Overall Score:
3 out of 5
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 North Hollywood Credit Union had $83,000 in non-current loans and owned real-estate with $398,000 in equity and loan loss allowances on hand to cover it. This gives North Hollywood Credit Union a Texas Ratio of 20.85% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Texas Ratio Trend |  | | The Texas Ratio for North Hollywood Credit Union decreased significantly from 36.41% as of December 31, 2010 to 20.85% as of December 31, 2011, resulting in a positive change of 42.72%.This indicates that the balance sheet and financial strength for North Hollywood Credit Union has improved significantly in recent periods. | | Deposit Growth |  | | In the past year, North Hollywood Credit Union has decreased its total deposits by $-416,000, resulting in -8.78% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth North Hollywood Credit Union has shown is poor. | | Capitalization |  | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. North Hollywood Credit Union has $4.7 million in assets with $398,000 in equity, resulting in a capitalization level of 8.47%, which is average. |
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