Northbrook Bank and Trust Company

Northbrook Bank and Trust Company Locations
1100 Waukegan Road
Northbrook, IL 60062
(847) 418-2800
www.northbrookbank.com



Northbrook Bank and Trust Company is headquartered in Northbrook and is the 19st largest bank in the state of Illinois. It is also the 385th largest bank in the nation. It was established in 2000 and as of March of 2012, it had grown to 160 employees at 18 locations. Northbrook Bank and Trust Company has a 5-star health rating.



See Rates for: Checking | Savings | Money Market | CD

Northbrook Bank and Trust Company Checking Account Rates

ApyMinMaxProduct
0.25%$100k-Single Solution Checking
0.05%$2,500-Now Account

Northbrook Bank and Trust Company Savings Account Rates

ApyMinMaxProduct
0.15%$50k-IRA Savings
0.10%--Junior Savers Club
0.05%--Passbook Savings Account
0.05%--Statement Savings Account

Northbrook Bank and Trust Company Money Market Rates

ApyMinMaxProduct
0.25%$75k-Super Money Market

Northbrook Bank and Trust Company CD Rates

ApyMinMaxProduct
1.47%$50k-60 Month Founder's/Platinum Preferred/Northbrook CD
1.35%$50k-60 Month Fixed CD
1.08%$50k-48 Month Founder's/Platinum Preferred/Northbrook CD
0.95%$50k-48 Month Fixed CD
0.93%$50k-36 Month Founder's/Platinum Preferred/Northbrook CD
0.80%$50k-36 Month Fixed CD
0.78%$50k-30 Month Founder's/Platinum Preferred/Northbrook CD
0.68%$50k-24 Month Founder's/Platinum Preferred/Northbrook CD
0.65%$50k-30 Month Fixed CD
0.63%$50k-18 Month Founder's/Platinum Preferred/Northbrook CD
0.58%$50k-15 Month Founder's/Platinum Preferred/Northbrook CD
0.55%$50k-24 Month Fixed CD
0.50%$50k-18 Month Fixed CD
0.48%$50k-12 Month Founder's/Platinum Preferred/Northbrook CD
0.48%$50k-13 Month Founder's/Platinum Preferred/Northbrook CD
0.45%$50k-15 Month Fixed CD
0.35%$50k-12 Month Fixed CD
0.35%$50k-13 Month Fixed CD
0.35%$50k-12 Month Variable CD
0.33%$1k-9 Month Founder's/Platinum Preferred/Northbrook CD
0.28%$1k-6 Month Founder's/Platinum Preferred/Northbrook CD
0.28%$1k-7 Month Founder's/Platinum Preferred/Northbrook CD
0.23%$1k-1 Month Founder's/Platinum Preferred/Northbrook CD
0.23%$1k-3 Month Founder's/Platinum Preferred/Northbrook CD
0.20%$1k-9 Month Fixed CD
0.15%$1k-6 Month Fixed CD
0.15%$1k-7 Month Fixed CD
0.10%$1k-1 Month Fixed CD
0.10%$1k-3 Month Fixed CD

Rates updated: 5/27/2012

Data for Q1 2012


Institution Statistics


Northbrook Bank and Trust Company
FDIC Certificate #57082
BankRate ReportView
Year Established2000
Employees160
Primary RegulatorFED

Assets and Liabilities

Assets$1.78 billion
Loans$1.15 billion
Deposits$1.45 billion
Equity Capital$159.42 million
Loan Loss Allowance$14.06 million
Unbacked Noncurrent Loans$8.57 million
Real Estate Owned$4.65 million

Historic Data - March 2011

Assets$1.21 billion
Equity Capital$92.13 million
Loan Loss Allowance$8.88 million
Unbacked Noncurrent Loans$3.49 million
Real Estate Owned$6.70 million

Profit Margin - Quarterly

Net Interest Margin5.09%
Return on Assets0.83%
Return on Equity9.7%
Interest Income$20.26 million

Institution Health


Overall Score:
5 out of 5
5
Texas Ratio5
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Northbrook Bank and Trust Company had $13.22 million in non-current loans and owned real-estate with $173.48 million in equity and loan loss allowances on hand to cover it. This gives Northbrook Bank and Trust Company a Texas Ratio of 7.62% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend4
The Texas Ratio for Northbrook Bank and Trust Company decreased slightly from 10.08% as of March 31, 2011 to 7.62% as of March 31, 2012, resulting in a positive change of 24.39%.This indicates that the balance sheet and financial strength for Northbrook Bank and Trust Company has improved slightly in recent periods.
Deposit Growth5
In the past year, Northbrook Bank and Trust Company has increased its total deposits by $379.44 million, resulting in 35.54% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Northbrook Bank and Trust Company has shown is excellent.
Capitalization3
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Northbrook Bank and Trust Company has $1.78 billion in assets with $173.48 million in equity, resulting in a capitalization level of 9.75%, which is average.
Write Review

No reviews have been left for this bank yet. Be the first to review.