Northwestern Mutual Credit Union

Northwestern Mutual Credit Union is headquartered in Milwaukee and is the 39^th largest credit union in the state of Wisconsin. It is also the 1,293^rd largest credit union in the nation. It was established in 1933 and as of December of 2011, it had grown to 16 employees and 6,318 members. Northwestern Mutual Credit Union's savings rates are 94% higher than the national average, and it boasts a 5-star health rating.

Northwestern Mutual Credit Union Routing Number: 275080334

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Data for Q4 2011

Institution Statistics NORTHWESTERN MUTUAL NCUA # 66555 BankRate Report View Year Chartered 1933 Employees 16 Primary Regulator Assets and Liabilities Assets $115.41 million Loans $63.37 million Deposits $99.80 million Equity Capital $14.10 million Loan Loss Allowance $207,000 Unbacked Noncurrent Loans $156,000 Historic Data - December 2010 Assets $103.83 million Equity Capital $13.09 million Loan Loss Allowance $102,000 Unbacked Noncurrent Loans $10,000 Profit Margin - Quarterly Net Interest Margin 3.31% Return on Assets 0.87% Return on Equity 7.15% Interest Income $3.58 million Non-Interest Income $405,000

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Northwestern Mutual Credit Union had $156,000 in non-current loans and owned real-estate with $14.3 million in equity and loan loss allowances on hand to cover it. This gives Northwestern Mutual Credit Union a Texas Ratio of 1.09% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Northwestern Mutual Credit Union held steady from 0.08% as of December 31, 2010 to 1.09% as of December 31, 2011, resulting in a negative change of 1,338.51%. This indicates that the balance sheet and financial strength for Northwestern Mutual Credit Union has held steady in recent periods. Deposit Growth In the past year, Northwestern Mutual Credit Union has increased its total deposits by $11.46 million, resulting in 12.97% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Northwestern Mutual Credit Union has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Northwestern Mutual Credit Union has $115.41 million in assets with $14.3 million in equity, resulting in a capitalization level of 12.39%, which is excellent.

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