One World Bank

One World Bank Locations
2449 Walnut Hill Lane
Dallas, TX 75229
www.oneworldbank.com

One World Bank is headquartered in Dallas and is the 420th largest bank in the state of Texas. It is also the 5,170th largest bank in the nation. It was established in 2005 and as of March of 2012, it had grown to 22 employees at 1 location. One World Bank has a 3-star health rating.

One World Bank Routing Number: 111025123

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2.15% Money Market Promo with Rate Guaranteed to 3/31/10 at One World Bank in Dallas - Local Only - 12/22/2009

One World Bank is advertising a money market account promotion with a 2.15% APY guaranteed to 3/31/2010. Minimum opening deposit is $10,000, and the maximum is $250,000. Account must be opened with new money by 12/31/09. This promo doesn't seem to be...

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One World Bank is offering a 5.55% APY 9-month certificate of deposit. The minimum deposit is $10,000. It requires a checking account with a minimum opening deposit of $1,000. They do offer a free checking account.This bank had been offering this same...


Data for Q1 2012


Institution Statistics


One World Bank
FDIC Certificate #57901
BankRate ReportView
Year Established2005
Employees22
Primary RegulatorFDIC

Assets and Liabilities

Assets$91.76 million
Loans$51.27 million
Deposits$73.98 million
Equity Capital$9.83 million
Loan Loss Allowance$4.42 million
Unbacked Noncurrent Loans$3.87 million
Real Estate Owned$5.57 million

Historic Data - March 2011

Assets$95.50 million
Equity Capital$11.59 million
Loan Loss Allowance$3.40 million
Unbacked Noncurrent Loans$8.14 million
Real Estate Owned$2.51 million

Profit Margin - Quarterly

Net Interest Margin3.81%
Return on Assets-2.16%
Return on Equity-20.26%
Interest Income$951,000

Institution Health


Overall Score:
3 out of 5
3
Texas Ratio2
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 One World Bank had $9.43 million in non-current loans and owned real-estate with $14.26 million in equity and loan loss allowances on hand to cover it. This gives One World Bank a Texas Ratio of 66.18% which is below average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend3
The Texas Ratio for One World Bank held steady from 70.99% as of March 31, 2011 to 66.18% as of March 31, 2012, resulting in a positive change of 6.77%.This indicates that the balance sheet and financial strength for One World Bank has held steady in recent periods.
Deposit Growth2
In the past year, One World Bank has decreased its total deposits by -$1.76 million, resulting in -2.32% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth One World Bank has shown is below average.
Capitalization5
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. One World Bank has $91.76 million in assets with $14.26 million in equity, resulting in a capitalization level of 15.53%, which is excellent.
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