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2323 South Wentworth Avenue
Chicago, IL 60616

Pacific Global Bank is headquartered in Chicago and is the 249th largest bank in the state of Illinois. It is also the 3,597th largest bank in the nation. It was established in 1995 and as of March of 2014, it had grown to 40 employees at 3 locations. Pacific Global Bank has a B+ health rating.

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Data for Q1 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Pacific Global Bank had $2.87 million in non-current loans and owned real-estate with $20.48 million in equity and loan loss allowances on hand to cover it. This gives Pacific Global Bank a Texas Ratio of 14.02% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Pacific Global Bank decreased dramatically from 27.11% as of March 31, 2013 to 14.02% as of March 31, 2014, resulting in a positive change of 48.29%.This indicates that the balance sheet and financial strength for Pacific Global Bank has improved dramatically in recent periods.

Deposit Growth


In the past year, Pacific Global Bank has decreased its total deposits by $-243,000, resulting in -0.17% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Pacific Global Bank has shown is average.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Pacific Global Bank has $158.11 million in assets with $20.48 million in equity, resulting in a capitalization level of 12.96%, which is excellent.

Institution Statistics

FDIC Certificate #34089
Year Established1995
Primary RegulatorFED
Assets and Liabilities
Assets$158.11 million
Loans$110.17 million
Deposits$138.94 million
Equity Capital$15.89 million
Loan Loss Allowance$4.60 million
Unbacked Noncurrent Loans$2.45 million
Real Estate Owned$419,000
Historic Data - March 2013
Assets$159.17 million
Equity Capital$14.37 million
Loan Loss Allowance$5.74 million
Unbacked Noncurrent Loans$2.45 million
Real Estate Owned$1.96 million
Profit Margin - Quarterly
Net Interest Margin3.94%
Return on Assets1.28%
Return on Equity12.87%
Interest Income$1.66 million

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Pacific Global Bank Locations
South Archer Branch2156a South Archer AvenueChicago, IL 60616
Pacific Global Bank2323 South Wentworth AvenueChicago, IL 60616
Pacific Global Bank Branch3233 S Ashland Ave.Chicago, IL 60608