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714-881-0719
17901 Von Karman Ave Suite 1
Irvine, CA 92614

Pacific Premier Bank is headquartered in Irvine and is the 39th largest bank in the state of California. It is also the 403rd largest bank in the nation. It was established in 1983 and as of March of 2014, it had grown to 240 employees at 14 locations. Pacific Premier Bank has a A+ health rating.

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Health

Data for Q1 2014

Institution Health

A+

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Pacific Premier Bank had $3.43 million in non-current loans and owned real-estate with $201.4 million in equity and loan loss allowances on hand to cover it. This gives Pacific Premier Bank a Texas Ratio of 1.70% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
A

The Texas Ratio for Pacific Premier Bank decreased dramatically from 2.76% as of March 31, 2013 to 1.70% as of March 31, 2014, resulting in a positive change of 38.28%.This indicates that the balance sheet and financial strength for Pacific Premier Bank has improved dramatically in recent periods.

Deposit Growth

GRADE:
A+

In the past year, Pacific Premier Bank has increased its total deposits by $251.19 million, resulting in 21.13% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Pacific Premier Bank has shown is excellent.

Capitalization

GRADE:
A

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Pacific Premier Bank has $1.74 billion in assets with $201.4 million in equity, resulting in a capitalization level of 11.56%, which is excellent.

Institution Statistics

Overall
FDIC Certificate #32172
Year Established1983
Employees240
Primary RegulatorFED
Assets and Liabilities
Assets$1.74 billion
Loans$1.32 billion
Deposits$1.44 billion
Equity Capital$192.72 million
Loan Loss Allowance$8.69 million
Unbacked Noncurrent Loans$2.67 million
Real Estate Owned$752,000
Historic Data - March 2013
Assets$1.40 billion
Equity Capital$161.15 million
Loan Loss Allowance$7.99 million
Unbacked Noncurrent Loans$2.67 million
Real Estate Owned$1.56 million
Profit Margin - Quarterly
Net Interest Margin4.16%
Return on Assets0.67%
Return on Equity6.24%
Interest Income$18.16 million
Rates

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Locations

Pacific Premier Bank has 14 locations. Click to view all Pacific Premier Bank locations.