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10250 Constellation Blvd.
Los Angeles, CA 90067

Pacific Western Bank is headquartered in Los Angeles and is the 9th largest bank in the state of California. It is also the 86th largest bank in the nation. It was established in 1982 and as of June of 2014, it had grown to 1,440 employees at 85 locations. Pacific Western Bank has a A+ health rating.

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Data for Q2 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of June 30, 2014 Pacific Western Bank had $161.75 million in non-current loans and owned real-estate with $3.38 billion in equity and loan loss allowances on hand to cover it. This gives Pacific Western Bank a Texas Ratio of 4.78% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Pacific Western Bank decreased dramatically from 13.45% as of June 30, 2013 to 4.78% as of June 30, 2014, resulting in a positive change of 64.43%.This indicates that the balance sheet and financial strength for Pacific Western Bank has improved dramatically in recent periods.

Deposit Growth


In the past year, Pacific Western Bank has increased its total deposits by $6.24 billion, resulting in 108.79% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Pacific Western Bank has shown is excellent.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Pacific Western Bank has $15.38 billion in assets with $3.38 billion in equity, resulting in a capitalization level of 21.99%, which is excellent.

Institution Statistics

FDIC Certificate #24045
Year Established1982
Primary RegulatorFDIC
Assets and Liabilities
Assets$15.38 billion
Loans$11.06 billion
Deposits$11.97 billion
Equity Capital$3.30 billion
Loan Loss Allowance$82.15 million
Unbacked Noncurrent Loans$122.16 million
Real Estate Owned$39.59 million
Historic Data - June 2013
Assets$6.70 billion
Equity Capital$890.48 million
Loan Loss Allowance$90.64 million
Unbacked Noncurrent Loans$122.16 million
Real Estate Owned$45.43 million
Profit Margin - Quarterly
Return on Assets0.89%
Return on Equity4.95%
Interest Income$291.08 million

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Pacific Western Bank has 75 locations. Click to view all Pacific Western Bank locations.