Institution Statistics
| Parkside Financial Bank & Trust | | FDIC Certificate # | 58796 | | BankRate Report | View | | Year Established | 2008 | | Employees | 32 | | Primary Regulator | FDIC |
Assets and Liabilities | | Assets | $225.71 million | | Loans | $189.53 million | | Deposits | $176.72 million | | Equity Capital | $22.64 million | | Loan Loss Allowance | $2.57 million |
Historic Data - March 2011 | | Assets | $194.24 million | | Equity Capital | $17.79 million | | Loan Loss Allowance | $2.16 million |
Profit Margin - Quarterly | | Net Interest Margin | 4.16% | | Return on Assets | 0.9% | | Return on Equity | 9.14% | | Interest Income | $2.72 million |
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Institution Health
Overall Score:
5 out of 5 
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Parkside Financial Bank & Trust had $0 in non-current loans and owned real-estate with $25.21 million in equity and loan loss allowances on hand to cover it. This gives Parkside Financial Bank & Trust a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Deposit Growth | | | In the past year, Parkside Financial Bank & Trust has increased its total deposits by $26.86 million, resulting in 17.93% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Parkside Financial Bank & Trust has shown is excellent. | | Capitalization |  | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Parkside Financial Bank & Trust has $225.71 million in assets with $25.21 million in equity, resulting in a capitalization level of 11.17%, which is above average. |
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