Partners Credit Union

Partners Credit Union Locations
100 North First Street, Suite 400
Burbank, CA 91502
800.948.6677
www.partnersfcu.org

NCUA

Partners Credit Union is headquartered in Burbank and is the 27th largest credit union in the state of California. It is also the 165th largest credit union in the nation. It was established in 1968 and as of December of 2012, it had grown to 314 employees and 98,903 members. Partners Credit Union's money market rates are 48% higher than the national average, and it has a 4-star health rating.



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See Rates for: Checking | Savings | Money Market | CD | IRA

Partners Credit Union Checking Account Rates

ApyMinMaxProduct
0.15%$2,500-Money Market Checking
0.10%$2,500-Premier Checking

Partners Credit Union Savings Account Rates

ApyMinMaxProduct
0.50%$100-IRA Savings
0.50%$100-Roth IRA Savings
0.50%$100-CESA Savings
0.10%--Primary Savings
0.10%--Special Savings
0.10%--Christmas Club

Partners Credit Union Money Market Rates

ApyMinMaxProduct
0.65%$2,500-Investor Money Market
0.55%$100k-Premier Money Market
0.45%$100k-Money Market

Partners Credit Union CD Rates

ApyMinMaxProduct
1.11%$100k-60 Month Jumbo CD
1.11%$100k-60 Month Jumbo Bump CD
1.11%$100k-60 Month Jumbo College Saver CD
1.06%$50k-60 Month Mini-Jumbo CD
1.06%$50k-60 Month Mini-Jumbo Bump CD
1.06%$50k-60 Month Mini-Jumbo College Saver CD
1.01%$1k-60 Month CD
1.01%$100k-48 Month Jumbo CD
1.01%$1k-60 Month Bump CD
1.01%$100k-48 Month Jumbo Bump CD
1.01%$500-60 Month College Saver CD
1.01%$100k-48 Month Jumbo College Saver CD
0.95%$50k-48 Month Mini-Jumbo CD
0.95%$50k-48 Month Mini-Jumbo Bump CD
0.95%$50k-48 Month Mini-Jumbo College Saver CD
0.90%$1k-48 Month CD
0.90%$1k-48 Month Bump CD
0.90%$500-48 Month College Saver CD
0.80%$100k-36 Month Jumbo CD
0.80%$100k-36 Month Jumbo Bump CD
0.80%$100k-36 Month Jumbo College Saver CD
0.75%$50k-36 Month Mini-Jumbo CD
0.75%$50k-36 Month Mini-Jumbo Bump CD
0.75%$50k-36 Month Mini-Jumbo College Saver CD
0.70%$1k-36 Month CD
0.70%$1k-36 Month Bump CD
0.70%$500-36 Month College Saver CD
0.60%$100k-24 Month Jumbo CD
0.60%$100k-24 Month Jumbo Bump CD
0.60%$100k-24 Month Jumbo College Saver CD
0.55%$50k-24 Month Mini-Jumbo CD
0.55%$50k-24 Month Mini-Jumbo Bump CD
0.55%$50k-24 Month Mini-Jumbo College Saver CD
0.50%$1k-24 Month CD
0.50%$100k-12 Month Jumbo CD
0.50%$1k-24 Month Bump CD
0.50%$100k-12 Month Jumbo Bump CD
0.50%$500-24 Month College Saver CD
0.50%$500-12 month Starter CD
0.45%$50k-12 Month Mini-Jumbo CD
0.45%$50k-12 Month Mini-Jumbo Bump CD
0.40%$1k-12 Month CD
0.40%$1k-12 Month Bump CD
0.35%$100k-6 Month Jumbo CD
0.30%$50k-6 Month Mini-Jumbo CD
0.25%$1k-6 Month CD
0.25%$100k-3 Month Jumbo CD
0.20%$50k-3 Month Mini-Jumbo CD
0.15%$1k-3 Month CD

Partners Credit Union IRA Rates

ApyMinMaxProduct
1.11%$100k-60 Month Jumbo IRA
1.11%$100k-60 Month Jumbo Roth IRA
1.11%$100k-60 Month Jumbo CESA
1.06%$50k-60 Month Mini-Jumbo IRA
1.06%$50k-60 Month Mini-Jumbo Roth IRA
1.06%$50k-60 Month Mini-Jumbo CESA
1.01%$100k-48 Month Jumbo IRA
1.01%$1k-60 Month IRA
1.01%$100k-48 Month Jumbo Roth IRA
1.01%$1k-60 Month Roth IRA
1.01%$100k-48 Month Jumbo CESA
1.01%$1k-60 Month CESA
0.95%$50k-48 Month Mini-Jumbo IRA
0.95%$50k-48 Month Mini-Jumbo Roth IRA
0.95%$50k-48 Month Mini-Jumbo CESA
0.90%$1k-48 Month IRA
0.90%$1k-48 Month Roth IRA
0.90%$1k-48 Month CESA
0.80%$100k-36 Month Jumbo IRA
0.80%$100k-36 Month Jumbo Roth IRA
0.80%$100k-36 Month Jumbo CESA
0.75%$50k-36 Month Mini-Jumbo IRA
0.75%$50k-36 Month Mini-Jumbo Roth IRA
0.75%$50k-36 Month Mini-Jumbo CESA
0.70%$1k-36 Month IRA
0.70%$1k-36 Month Roth IRA
0.70%$1k-36 Month CESA
0.60%$100k-24 Month Jumbo IRA
0.60%$100k-24 Month Jumbo Roth IRA
0.60%$100k-24 Month Jumbo CESA
0.55%$50k-24 Month Mini-Jumbo IRA
0.55%$50k-24 Month Mini-Jumbo Roth IRA
0.55%$50k-24 Month Mini-Jumbo CESA
0.50%$100k-12 Month Jumbo IRA
0.50%$1k-24 Month IRA
0.50%$100k-12 Month Jumbo Roth IRA
0.50%$1k-24 Month Roth IRA
0.50%$100k-12 Month Jumbo CESA
0.50%$1k-24 Month CESA
0.45%$50k-12 Month Mini-Jumbo IRA
0.45%$50k-12 Month Mini-Jumbo Roth IRA
0.45%$50k-12 Month Mini-Jumbo CESA
0.40%$1k-12 Month IRA
0.40%$1k-12 Month Roth IRA
0.40%$1k-12 Month CESA
0.35%$100k-6 Month Jumbo IRA
0.35%$100k-6 Month Jumbo Roth IRA
0.35%$100k-6 Month Jumbo CESA
0.30%$50k-6 Month Mini-Jumbo IRA
0.30%$50k-6 Month Mini-Jumbo Roth IRA
0.30%$50k-6 Month Mini-Jumbo CESA
0.25%$100k-3 Month Jumbo IRA
0.25%$1k-6 Month IRA
0.25%$100k-3 Month Jumbo Roth IRA
0.25%$1k-6 Month Roth IRA
0.25%$100k-3 Month Jumbo CESA
0.25%$1k-6 Month CESA
0.20%$50k-3 Month Mini-Jumbo IRA
0.20%$50k-3 Month Mini-Jumbo Roth IRA
0.20%$50k-3 Month Mini-Jumbo CESA
0.15%$1k-3 Month IRA
0.15%$1k-3 Month Roth IRA
0.15%$1k-3 Month CESA

Rates updated: 5/24/2013

Data for Q4 2012


Institution Statistics


PARTNERS
NCUA #18708
BankRate ReportView
Year Chartered1968
Employees314
Primary Regulator

Assets and Liabilities

Assets$1.15 billion
Loans$966.17 million
Deposits$1.01 billion
Equity Capital$117.72 million
Loan Loss Allowance$21.19 million
Unbacked Noncurrent Loans$21.61 million
Real Estate Owned$341,000

Historic Data - December 2011

Assets$1.03 billion
Equity Capital$100.06 million
Loan Loss Allowance$22.44 million
Unbacked Noncurrent Loans$28.08 million
Real Estate Owned$115,000

Profit Margin - Quarterly

Net Interest Margin4.91%
Return on Assets1.51%
Return on Equity14.78%
Interest Income$55.55 million
Non-Interest Income$27.80 million

Institution Health


Overall Score:
4 out of 5
4
Texas Ratio3
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2012 Partners Credit Union had $21.95 million in non-current loans and owned real-estate with $138.91 million in equity and loan loss allowances on hand to cover it. This gives Partners Credit Union a Texas Ratio of 15.80% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend4
The Texas Ratio for Partners Credit Union decreased slightly from 23.02% as of December 31, 2011 to 15.80% as of December 31, 2012, resulting in a positive change of 31.36%.This indicates that the balance sheet and financial strength for Partners Credit Union has improved slightly in recent periods.
Deposit Growth5
In the past year, Partners Credit Union has increased its total deposits by $99.48 million, resulting in 10.89% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Partners Credit Union has shown is excellent.
Capitalization5
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Partners Credit Union has $1.15 billion in assets with $138.91 million in equity, resulting in a capitalization level of 12.09%, which is excellent.
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