Peoria U S Employees Credit Union

Peoria U S Employees Credit Union is headquartered in PEORIA and is the 275^th largest credit union in the state of Illinois. It is also the 6,243^rd largest credit union in the nation. It was established in 1941 and as of December of 2011, it had grown to 1 employees and 426 members. Peoria U S Employees Credit Union has a 5-star health rating.

Data for Q4 2011

Institution Statistics PEORIA U S EMPLOYEES NCUA # 4674 BankRate Report View Year Chartered 1941 Employees 1 Primary Regulator Assets and Liabilities Assets $2.28 million Loans $332,000 Deposits $1.80 million Equity Capital $478,000 Loan Loss Allowance $5,000 Unbacked Noncurrent Loans $21,000 Historic Data - December 2010 Assets $2.21 million Equity Capital $480,000 Loan Loss Allowance $3,000 Unbacked Noncurrent Loans $13,000 Profit Margin - Quarterly Net Interest Margin 8.35% Return on Assets -0.13% Return on Equity -0.63% Interest Income $62,000

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Peoria U S Employees Credit Union had $21,000 in non-current loans and owned real-estate with $483,000 in equity and loan loss allowances on hand to cover it. This gives Peoria U S Employees Credit Union a Texas Ratio of 4.35% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Peoria U S Employees Credit Union held steady from 2.69% as of December 31, 2010 to 4.35% as of December 31, 2011, resulting in a negative change of 61.54%. This indicates that the balance sheet and financial strength for Peoria U S Employees Credit Union has held steady in recent periods. Deposit Growth In the past year, Peoria U S Employees Credit Union has increased its total deposits by $80,000, resulting in 4.65% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Peoria U S Employees Credit Union has shown is above average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Peoria U S Employees Credit Union has $2.28 million in assets with $483,000 in equity, resulting in a capitalization level of 21.17%, which is excellent.

No reviews have been left for this bank yet. Be the first to review.