Pigeon Falls State Bank

Pigeon Falls State Bank is headquartered in Pigeon Falls and is the 225^th largest bank in the state of Wisconsin. It is also the 5,895^th largest bank in the nation. It was established in 1920 and as of March of 2012, it had grown to 23 employees at 3 locations. Pigeon Falls State Bank's savings rates are 2X the national average, and it has a 4-star health rating.

Pigeon Falls State Bank Routing Number: 091809524

Pigeon Falls State Bank Checking Account Rates

Pigeon Falls State Bank Savings Account Rates

Pigeon Falls State Bank Money Market Rates

Pigeon Falls State Bank CD Rates

Pigeon Falls State Bank IRA Rates

Data for Q1 2012

Institution Statistics Pigeon Falls State Bank FDIC Certificate # 13030 BankRate Report View Year Established 1920 Employees 23 Primary Regulator FDIC Assets and Liabilities Assets $65.81 million Loans $45.14 million Deposits $58.38 million Equity Capital $7.22 million Loan Loss Allowance $740,000 Unbacked Noncurrent Loans $1.10 million Real Estate Owned $392,000 Historic Data - March 2011 Assets $65.78 million Equity Capital $6.92 million Loan Loss Allowance $686,000 Unbacked Noncurrent Loans $183,000 Real Estate Owned $814,000 Profit Margin - Quarterly Net Interest Margin 3.82% Return on Assets 0.49% Return on Equity 4.55% Interest Income $792,000

Institution Health Overall Score: 4 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Pigeon Falls State Bank had $1.49 million in non-current loans and owned real-estate with $7.96 million in equity and loan loss allowances on hand to cover it. This gives Pigeon Falls State Bank a Texas Ratio of 18.73% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Pigeon Falls State Bank increased slightly from 13.11% as of March 31, 2011 to 18.73% as of March 31, 2012, resulting in a negative change of 42.92%. This indicates that the balance sheet and financial strength for Pigeon Falls State Bank has declined slightly in recent periods. Deposit Growth In the past year, Pigeon Falls State Bank has increased its total deposits by $2.36 million, resulting in 4.22% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Pigeon Falls State Bank has shown is above average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Pigeon Falls State Bank has $65.81 million in assets with $7.96 million in equity, resulting in a capitalization level of 12.10%, which is excellent.

No reviews have been left for this bank yet. Be the first to review.