Pima Credit Union is headquartered in Tucson and is the 10st largest credit union in the state of Arizona. It is also the 526th largest credit union in the nation. It was established in 1951 and as of December of 2013, it had grown to 133 employees and 51,413 members. Pima Credit Union has a A health rating.
You are probably already eligible to join Pima Federal Credit Union - you just need to meet one of the following requirements: * Work as an employee of a company in the Select Employee Group. * Be an employee, volunteer or registered member of any non-profit organization in Pima County. * Be related to anyone who qualifies for membership under our Select Employee Group. * Join Literacy Volunteers of Tucson, with a $10 membership fee, when you open your account. - See Details
Have been with this credit union since 1977 or thereabouts. While they have grown from a small building into a larger building and bigger operation, they still haven't lost their personal touch. They are responsive, friendly, and caring. I enjoy being treated like a person instead of a wallet or number.
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 Pima Credit Union had $647,000 in non-current loans and owned real-estate with $38.38 million in equity and loan loss allowances on hand to cover it. This gives Pima Credit Union a Texas Ratio of 1.69% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
The Texas Ratio for Pima Credit Union experienced no significant changes from 1.18% as of December 31, 2012 to 1.69% as of December 31, 2013, resulting in a negative change of 42.65%. This indicates that the balance sheet and financial strength for Pima Credit Union has had no significant changes in recent periods.
In the past year, Pima Credit Union has increased its total deposits by $11.43 million, resulting in 3.44% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Pima Credit Union has shown is excellent.
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Pima Credit Union has $401.58 million in assets with $38.38 million in equity, resulting in a capitalization level of 9.56%, which is above average.
|Assets and Liabilities|
|Equity Capital||$36.02 million|
|Loan Loss Allowance||$2.36 million|
|Unbacked Noncurrent Loans||$529,000|
|Real Estate Owned||$118,000|
|Historic Data - December 2012|
|Equity Capital||$40.01 million|
|Loan Loss Allowance||$1.87 million|
|Unbacked Noncurrent Loans||$529,000|
|Real Estate Owned||$54,000|
|Profit Margin - Quarterly|
|Net Interest Margin||5.24%|
|Return on Assets||0.38%|
|Return on Equity||4.25%|
|Interest Income||$13.97 million|
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|0.20%||$50k||-||Roth IRA Shares|
|0.15%||$50k||-||Money Market Savings Account|
|1.45%||$250||-||60 Month CD|
|1.20%||$250||-||48 Month CD|
|1.00%||$250||-||36 Month CD|
|0.85%||$250||-||30 Month CD|
|0.65%||$250||-||24 Month CD|
|0.50%||$250||-||18 Month CD|
|0.30%||$250||-||12 Month CD|
|0.20%||$250||-||6 Month CD|
|1.55%||$250||-||60 Month IRA (Traditional,Roth)|
|1.30%||$250||-||48 Month IRA (Traditional,Roth)|
|1.10%||$250||-||36 Month IRA (Traditional,Roth)|
|0.95%||$250||-||30 Month IRA (Traditional,Roth)|
|0.75%||$250||-||24 Month IRA (Traditional,Roth)|
|0.60%||$250||-||18 Month IRA (Traditional,Roth)|
|0.40%||$250||-||12 Month IRA (Traditional,Roth)|
|0.30%||$250||-||6 Month IRA (Traditional,Roth)|
|Pima Credit Union Locations|
|Branch Office||2455 E Valencia Rd||tucson, AZ 85706-5838|
|Branch Office||6850 N Oracle Rd||Tucson, AZ 85704-4223|
|Branch Office||830 E Main St Unit 170||springerville, AZ 85938|
|Branch Office||6510 N Thornydale Rd||tucson, AZ 85741-2804|
|Branch Office||231 N Pantano Rd||tucson, AZ 85710-2343|
|Branch Office||1177 W Silverlake Rd||tucson, AZ 85713-1439|
|Branch Office||3730 N Stone Ave||tucson, AZ 85705-3204|