PlainsCapital Bank

2323 Victory Avenue
Dallas, TX 75219
214.525.9100
www.plainscapital.com

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PlainsCapital Bank is headquartered in Dallas and is the 9^th largest bank in the state of Texas. It is also the 144^th largest bank in the nation. It was established in 1955 and as of March of 2013, it had grown to 3,718 employees at 33 locations. PlainsCapital Bank has a 5-star health rating.

PlainsCapital Bank Routing Number: 111322994

Plains Capital Bank 2% APY 90-Day CD - Ft. Worth Texas local area only (Forum) - 2/11/2011

Plains Capital Bank with branches in the Fort Worth Texas area is offering a 90-day CD called the "Froggy CD" with a 2.00% APY. $100K maximum limit per household. Last day it is available is Feb 18th. From their site: " In honor of the Horned Frogs, Pla

3 Month Special CD- Fort Worth Only (Forum) - 1/21/2011

PlainsCaptial Bank is running a 3 month 2% APY CD, good through February 18, 2011. Good only for FTW locations. I opened mine in Arlington, TX. Max is 100K, and may soon be limited to 100K per household. Money must be new to the bank,

$150 Checking Account Bonus at PlainsCapital Bank - Texas Only - 1/12/2010

PlainsCapital Bank is offering up to $150 for opening a checking account with direct deposit. The bonus is listed in the bank's special offers page. Account must be opened by 2/19/2010. Some of the important details listed in the small print include:To...

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See Rates for: Checking | Savings | Money Market | CD | IRA

PlainsCapital Bank Checking Account Rates

Apy	Min	Max	Product
0.15%	$500k	-	Premier Checking
0.05%	-	-	Preferred Checking
0.05%	-	-	Golden Checking
0.05%	$1,500	-	Business Interest Checking

PlainsCapital Bank Savings Account Rates

	Apy	Min	Max	Product
	0.05%	-	-	Savings Account

PlainsCapital Bank Money Market Rates

	Apy	Min	Max	Product
	0.20%	$500k	-	Money Market

PlainsCapital Bank CD Rates

Apy	Min	Max	Product
0.75%	$1k	-	5 Year CD
0.65%	$1k	-	4 Year CD
0.60%	$1k	-	40 Month 3X step-up CD Special
0.55%	$1k	-	3 Year CD
0.50%	$1k	-	2 Year CD
0.50%	$1k	-	30 Month 2X step-up CD Special
0.45%	$1k	-	1 Year CD
0.45%	$1k	-	1 Year CD Variable
0.45%	$1k	-	18 Month step-up extendable CD Special
0.40%	$1k	-	8 Month CD Special
0.35%	$1k	-	180 - 364 Day CD
0.25%	$1k	-	90 - 179 Day CD
0.15%	$1k	-	60 - 89 Day CD
0.10%	$1k	-	30 - 59 Day CD
0.05%	$1k	-	7 - 29 Day CD

PlainsCapital Bank IRA Rates

Apy	Min	Max	Product
0.75%	$100	-	5 Year IRA
0.75%	$100	-	5 Year Roth IRA
0.65%	$100	-	4 Year IRA
0.65%	$100	-	4 Year Roth IRA
0.55%	$100	-	3 Year IRA
0.55%	$100	-	3 Year Roth IRA
0.50%	$100	-	2 Year IRA
0.50%	$100	-	2 Year Roth IRA
0.45%	$100	-	1 Year IRA
0.45%	$100	-	1 Year Roth IRA

Rates updated: 6/19/2013

Data for Q1 2013

Institution Statistics

PlainsCapital Bank
FDIC Certificate #	17491
BankRate Report	View
Year Established	1955
Employees	3718
Primary Regulator	FED
Assets and Liabilities
Assets	$6.62 billion
Loans	$4.47 billion
Deposits	$4.77 billion
Equity Capital	$858.88 million
Loan Loss Allowance	$16.64 million
Unbacked Noncurrent Loans	$20.61 million
Real Estate Owned	$7.51 million
Historic Data - March 2012
Assets	$5.77 billion
Equity Capital	$595.55 million
Loan Loss Allowance	$61.41 million
Unbacked Noncurrent Loans	$68.56 million
Real Estate Owned	$23.59 million
Profit Margin - Quarterly
Net Interest Margin	4.65%
Return on Assets	2.11%
Return on Equity	16.6%
Interest Income	$71.60 million

Institution Health

Overall Score:

5 out of 5

Texas Ratio
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2013 PlainsCapital Bank had $28.12 million in non-current loans and owned real-estate with $875.52 million in equity and loan loss allowances on hand to cover it. This gives PlainsCapital Bank a Texas Ratio of 3.21% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend
The Texas Ratio for PlainsCapital Bank decreased significantly from 13.88% as of March 31, 2012 to 3.21% as of March 31, 2013, resulting in a positive change of 76.85%.This indicates that the balance sheet and financial strength for PlainsCapital Bank has improved significantly in recent periods.
Deposit Growth
In the past year, PlainsCapital Bank has increased its total deposits by $587.43 million, resulting in 14.05% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth PlainsCapital Bank has shown is excellent.
Capitalization
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. PlainsCapital Bank has $6.62 billion in assets with $875.52 million in equity, resulting in a capitalization level of 13.22%, which is excellent.

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PlainsCapital Bank

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