Pleasantville State Bank

Pleasantville State Bank is headquartered in Pleasantville and is the 299^th largest bank in the state of Iowa. It is also the 6,639^th largest bank in the nation. It was established in 1932 and as of March of 2012, it had grown to 8 employees at 2 locations. Pleasantville State Bank has a 5-star health rating.

Pleasantville State Bank Routing Number: 073921145

Pleasantville State Bank Checking Account Rates

Pleasantville State Bank Savings Account Rates

Pleasantville State Bank Money Market Rates

Pleasantville State Bank CD Rates

Pleasantville State Bank IRA Rates

Data for Q1 2012

Institution Statistics Pleasantville State Bank FDIC Certificate # 1861 BankRate Report View Year Established 1932 Employees 8 Primary Regulator FDIC Assets and Liabilities Assets $41.18 million Loans $10.62 million Deposits $35.12 million Equity Capital $5.89 million Loan Loss Allowance $216,000 Historic Data - March 2011 Assets $37.47 million Equity Capital $5.46 million Loan Loss Allowance $199,000 Unbacked Noncurrent Loans $1,000 Profit Margin - Quarterly Net Interest Margin 2.8% Return on Assets 1.14% Return on Equity 7.91% Interest Income $329,000

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Pleasantville State Bank had $0 in non-current loans and owned real-estate with $6.1 million in equity and loan loss allowances on hand to cover it. This gives Pleasantville State Bank a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Deposit Growth In the past year, Pleasantville State Bank has increased its total deposits by $3.38 million, resulting in 10.66% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Pleasantville State Bank has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Pleasantville State Bank has $41.18 million in assets with $6.1 million in equity, resulting in a capitalization level of 14.82%, which is excellent.

No reviews have been left for this bank yet. Be the first to review.