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Overview / Commentary
715-754-2535
230 Mavis Road
Marion, WI 54950

Premier Community Bank is headquartered in Marion and is the 74th largest bank in the state of Wisconsin. It is also the 2,373rd largest bank in the nation. It was established in 1941 and as of March of 2014, it had grown to 78 employees at 11 locations. Premier Community Bank's savings rates are 6X the national average, and it has a A health rating.

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Health

Data for Q1 2014

Institution Health

A

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Premier Community Bank had $1.69 million in non-current loans and owned real-estate with $29.46 million in equity and loan loss allowances on hand to cover it. This gives Premier Community Bank a Texas Ratio of 5.73% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
B+

The Texas Ratio for Premier Community Bank decreased slightly from 8.00% as of March 31, 2013 to 5.73% as of March 31, 2014, resulting in a positive change of 28.36%.This indicates that the balance sheet and financial strength for Premier Community Bank has improved slightly in recent periods.

Deposit Growth

GRADE:
B+

In the past year, Premier Community Bank has increased its total deposits by $5.88 million, resulting in 2.55% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Premier Community Bank has shown is above average.

Capitalization

GRADE:
B+

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Premier Community Bank has $272.32 million in assets with $29.46 million in equity, resulting in a capitalization level of 10.82%, which is above average.

Institution Statistics

Overall
FDIC Certificate #15799
Year Established1941
Employees78
Primary RegulatorFDIC
Assets and Liabilities
Assets$272.33 million
Loans$159.52 million
Deposits$236.03 million
Equity Capital$26.37 million
Loan Loss Allowance$3.09 million
Unbacked Noncurrent Loans$1.47 million
Real Estate Owned$222,000
Historic Data - March 2013
Assets$268.45 million
Equity Capital$26.60 million
Loan Loss Allowance$3.22 million
Unbacked Noncurrent Loans$1.47 million
Real Estate Owned$489,000
Profit Margin - Quarterly
Return on Assets0.49%
Return on Equity5.13%
Interest Income$2.31 million
Rates

Always verify rates and promotions with the bank or credit union. We are not Premier Community Bank, we are a rate comparison website and can not provide official rates or promotions.

Premier Community Bank Savings Account Rates

DetailsAPYMINMAXPRODUCT
3.04%$50k-Health Savings Accounts
0.04%--Statement Savings
0.04%--Children Savings Accounts
0.04%--Holiday Savings Accounts

Premier Community Bank Money Market Rates

DetailsAPYMINMAXPRODUCT
0.15%$100k-Premier Advantage Money Market

Premier Community Bank Checking Account Rates

DetailsAPYMINMAXPRODUCT
2.00%-$25kGo Green Checking Account - Qualifying
0.04%--Premier Prime
0.04%--Premier Checking Plus
0.01%--Go Green Checking Account - Non-Qualifying

Premier Community Bank CD Rates

DetailsAPYMINMAXPRODUCT
1.23%$100k-48 Month CD
0.93%$100k-36 Month CD
0.78%$100k-24 Month CD
0.63%$100k-12 Month CD
0.38%$100k-6 Month CD
0.28%$100k-3 Month CD

Premier Community Bank IRA Rates

DetailsAPYMINMAXPRODUCT
0.18%--18 Month Variable Rate IRA
Locations

Premier Community Bank has 12 locations. Click to view all Premier Community Bank locations.