Premier Community Bank

Premier Community Bank Locations
230 Mavis Road
Marion, WI 54950
(715) 754-2535
www.premiercommunity.com

FDIC


Premier Community Bank is headquartered in Marion and is the 76th largest bank in the state of Wisconsin. It is also the 2,318st largest bank in the nation. It was established in 1941 and as of December of 2012, it had grown to 83 employees at 12 locations. Premier Community Bank's savings rates are 44% higher than the national average, and it boasts a 5-star health rating.

Premier Community Bank Routing Number: 075903831

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Premier Community Bank RCA (2.0%APY, $25K) (Forum) - 3/13/2013

This 5-star DA-rated Wisconsin institution's Go Green checking account pays 2%APY on up to $25k as long as the following easy requirements are met: Log on to Online Banking (eCom) at least once per statement cycle Have 10 or more debit/ATM transac

Premier Community Bank: Bonus For Converting To Online Billpay (Forum) - 3/13/2013

If you are already a customer of the bank, once you convert to their bill payment system, the bank will reimburse you $20 by issuing a credit to your account. There are no fees for Premier BillPay unless once you are enrolled you do not use the function



See Rates for: Checking | Savings | Money Market | CD | IRA

Premier Community Bank Checking Account Rates

ApyMinMaxProduct
2.00%-$25kGo Green Checking Account
0.05%--Premier Elite
0.05%--Premier Prime

Premier Community Bank Savings Account Rates

ApyMinMaxProduct
3.04%$50k-Health Savings Accounts
0.05%--Statement Savings
0.05%--Children Savings Accounts
0.05%--Holiday Savings Accounts

Premier Community Bank Money Market Rates

ApyMinMaxProduct
0.20%$100k-Premier Advantage Money Market

Premier Community Bank CD Rates

ApyMinMaxProduct
1.25%$100k-48 Month CD
0.95%$100k-36 Month CD
0.80%$100k-24 Month CD
0.65%$100k-12 Month CD
0.40%$100k-6 Month CD
0.30%$100k-3 Month CD

Premier Community Bank IRA Rates

ApyMinMaxProduct
0.20%--18 Month Variable Rate IRA
0.20%--18 Month Variable Rate Roth IRA

Rates updated: 5/18/2013

Data for Q4 2012


Institution Statistics


Premier Community Bank
FDIC Certificate #15799
BankRate ReportView
Year Established1941
Employees83
Primary RegulatorFDIC

Assets and Liabilities

Assets$277.79 million
Loans$152.43 million
Deposits$239.10 million
Equity Capital$26.73 million
Loan Loss Allowance$3.15 million
Unbacked Noncurrent Loans$2.03 million
Real Estate Owned$809,000

Historic Data - December 2011

Assets$195.60 million
Equity Capital$22.30 million
Loan Loss Allowance$2.62 million
Unbacked Noncurrent Loans$2.79 million
Real Estate Owned$313,000

Profit Margin - Quarterly

Net Interest Margin3.79%
Return on Assets0.44%
Return on Equity4.17%
Interest Income$9.27 million

Institution Health


Overall Score:
5 out of 5
5
Texas Ratio4
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2012 Premier Community Bank had $2.84 million in non-current loans and owned real-estate with $29.89 million in equity and loan loss allowances on hand to cover it. This gives Premier Community Bank a Texas Ratio of 9.51% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend4
The Texas Ratio for Premier Community Bank decreased slightly from 12.43% as of December 31, 2011 to 9.51% as of December 31, 2012, resulting in a positive change of 23.53%.This indicates that the balance sheet and financial strength for Premier Community Bank has improved slightly in recent periods.
Deposit Growth5
In the past year, Premier Community Bank has increased its total deposits by $79.34 million, resulting in 49.66% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Premier Community Bank has shown is excellent.
Capitalization4
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Premier Community Bank has $277.79 million in assets with $29.89 million in equity, resulting in a capitalization level of 10.76%, which is above average.
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