Premier Community Bank

Premier Community Bank Locations
230 Mavis Road
Marion, WI 54950
(715) 754-2535
www.premiercommunity.com



Premier Community Bank is headquartered in Marion and is the 104th largest bank in the state of Wisconsin. It is also the 3,093rd largest bank in the nation. It was established in 1941 and as of September of 2011, it had grown to 63 employees at 8 locations. Premier Community Bank has a 4-star health rating.

Premier Community Bank Routing Number: 075903831



See Rates for: Checking | Savings | Money Market | CD | IRA

Premier Community Bank Checking Account Rates

ApyMinMaxProduct
3.04%$50k-Health Savings Accounts
2.00%-$25kGo Green Checking
0.10%--Premier Elite
0.10%--Premier Prime

Premier Community Bank Savings Account Rates

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0.10%--Statement Savings

Premier Community Bank Money Market Rates

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0.50%$100k-Premier Advantage Money Market

Premier Community Bank CD Rates

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1.70%$100k-48 Month CD
1.40%$100k-36 Month CD
1.10%$100k-24 Month CD
0.70%$50k-12 Month CD
0.40%$50k-6 Month CD
0.30%$50k-3 Month CD

Premier Community Bank IRA Rates

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0.25%--18 Month Variable Rate IRA

Rates updated: 2/11/2012

Data for Q3 2011


Institution Statistics


Premier Community Bank
FDIC Certificate #15799
BankRate ReportView
Year Established1941
Employees63
Primary RegulatorFDIC

Assets and Liabilities

Assets$199.88 million
Loans$135.02 million
Deposits$162.99 million
Equity Capital$21.95 million
Loan Loss Allowance$2.83 million
Unbacked Noncurrent Loans$3.04 million
Real Estate Owned$510,000

Historic Data - September 2010

Assets$200.14 million
Equity Capital$21.01 million
Loan Loss Allowance$2.60 million
Unbacked Noncurrent Loans$2.66 million
Real Estate Owned$460,000

Profit Margin - Quarterly

Net Interest Margin4.03%
Return on Assets0.66%
Return on Equity6.11%
Interest Income$7.08 million

Institution Health


Overall Score:
4 out of 5
4
Texas Ratio4
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of September 30, 2011 Premier Community Bank had $3.55 million in non-current loans and owned real-estate with $24.78 million in equity and loan loss allowances on hand to cover it. This gives Premier Community Bank a Texas Ratio of 14.32% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend3
The Texas Ratio for Premier Community Bank held steady from 13.23% as of September 30, 2010 to 14.32% as of September 30, 2011, resulting in a negative change of 8.27%. This indicates that the balance sheet and financial strength for Premier Community Bank has held steady in recent periods.
Deposit Growth3
In the past year, Premier Community Bank has increased its total deposits by $128,000, resulting in 0.08% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Premier Community Bank has shown is average.
Capitalization5
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Premier Community Bank has $199.88 million in assets with $24.78 million in equity, resulting in a capitalization level of 12.40%, which is excellent.
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