Private Bank of Buckhead

Private Bank of Buckhead is headquartered in Atlanta and is the 93^rd largest bank in the state of Georgia. It is also the 3,286^th largest bank in the nation. It was established in 2006 and as of March of 2012, it had grown to 30 employees at 1 location. Private Bank of Buckhead has a 4-star health rating.

Private Bank of Buckhead Routing Number: 061020867

Data for Q1 2012

Institution Statistics Private Bank of Buckhead FDIC Certificate # 58380 BankRate Report View Year Established 2006 Employees 30 Primary Regulator FDIC Assets and Liabilities Assets $187.26 million Loans $144.67 million Deposits $157.40 million Equity Capital $17.40 million Loan Loss Allowance $2.66 million Unbacked Noncurrent Loans $3.36 million Real Estate Owned $1.75 million Historic Data - March 2011 Assets $162.72 million Equity Capital $14.64 million Loan Loss Allowance $1.89 million Unbacked Noncurrent Loans $1.14 million Real Estate Owned $2.30 million Profit Margin - Quarterly Net Interest Margin 4.55% Return on Assets 1.43% Return on Equity 15.21% Interest Income $2.54 million

Institution Health Overall Score: 4 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Private Bank of Buckhead had $5.11 million in non-current loans and owned real-estate with $20.06 million in equity and loan loss allowances on hand to cover it. This gives Private Bank of Buckhead a Texas Ratio of 25.47% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Private Bank of Buckhead held steady from 20.82% as of March 31, 2011 to 25.47% as of March 31, 2012, resulting in a negative change of 22.37%. This indicates that the balance sheet and financial strength for Private Bank of Buckhead has held steady in recent periods. Deposit Growth In the past year, Private Bank of Buckhead has increased its total deposits by $23.76 million, resulting in 17.77% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Private Bank of Buckhead has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Private Bank of Buckhead has $187.26 million in assets with $20.06 million in equity, resulting in a capitalization level of 10.71%, which is above average.

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