PyraMax Bank, FSB

PyraMax Bank, FSB is headquartered in Greenfield and is the 44^th largest bank in the state of Wisconsin. It is also the 1,495^th largest bank in the nation. It was established in 1892 and as of March of 2012, it had grown to 116 employees at 9 locations. PyraMax Bank, FSB's savings rates are 92% higher than the national average, but it has a 2-star health rating.

PyraMax Bank, FSB Checking Account Rates

PyraMax Bank, FSB Savings Account Rates

PyraMax Bank, FSB Money Market Rates

PyraMax Bank, FSB CD Rates

Data for Q1 2012

Institution Statistics PyraMax Bank, FSB OTS # 17954 FDIC Certificate # 29120 BankRate Report View Year Established 1892 Employees 116 Primary Regulator OCC Assets and Liabilities Assets $447.48 million Loans $294.87 million Deposits $360.25 million Equity Capital $37.91 million Loan Loss Allowance $8.17 million Unbacked Noncurrent Loans $22.81 million Real Estate Owned $4.24 million Historic Data - March 2011 Assets $487.07 million Equity Capital $41.73 million Loan Loss Allowance $4.16 million Unbacked Noncurrent Loans $17.24 million Real Estate Owned $4.57 million Profit Margin - Quarterly Net Interest Margin 2.95% Return on Assets 1% Return on Equity 11.94% Interest Income $4.26 million

Institution Health Overall Score: 2 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 PyraMax Bank, FSB had $27.05 million in non-current loans and owned real-estate with $46.08 million in equity and loan loss allowances on hand to cover it. This gives PyraMax Bank, FSB a Texas Ratio of 58.70% which is below average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for PyraMax Bank, FSB increased slightly from 47.50% as of March 31, 2011 to 58.70% as of March 31, 2012, resulting in a negative change of 23.59%. This indicates that the balance sheet and financial strength for PyraMax Bank, FSB has declined slightly in recent periods. Deposit Growth In the past year, PyraMax Bank, FSB has decreased its total deposits by -$7.76 million, resulting in -2.11% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth PyraMax Bank, FSB has shown is below average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. PyraMax Bank, FSB has $447.48 million in assets with $46.08 million in equity, resulting in a capitalization level of 10.30%, which is above average.

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