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Overview / Commentary
9325 Dorchester St Suite 200
Highlands Ranch, CO 80129

Red Rocks Credit Union is headquartered in Highlands Ranch and is the 14st largest credit union in the state of Colorado. It is also the 822nd largest credit union in the nation. It was established in 1979 and as of March of 2014, it had grown to 37 employees and 16,964 members. Red Rocks Credit Union has a A health rating.

Field of Membership Restrictions

Must live or work in Douglas, Arapahoe or Jefferson County, Colorado. An employee of Lockheed Martin, family member of a Red Rocks Credit Union member or member of Consumer's United Association. - See Details

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Reviews (1)

Sorry,But This C.Union Is Almost Impossible To Do Business With.

They have a charge for everything. You must talk to them over the phone only. I will not give my personal information over the phone so no reason to do anything with them. Don't be fooled. Leave them alone. 


Data for Q1 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Red Rocks Credit Union had $447,000 in non-current loans and owned real-estate with $21.8 million in equity and loan loss allowances on hand to cover it. This gives Red Rocks Credit Union a Texas Ratio of 2.05% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Red Rocks Credit Union decreased slightly from 2.80% as of March 31, 2013 to 2.05% as of March 31, 2014, resulting in a positive change of 26.81%.This indicates that the balance sheet and financial strength for Red Rocks Credit Union has improved slightly in recent periods.

Deposit Growth


In the past year, Red Rocks Credit Union has increased its total deposits by $7.15 million, resulting in 3.37% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Red Rocks Credit Union has shown is excellent.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Red Rocks Credit Union has $241.24 million in assets with $21.8 million in equity, resulting in a capitalization level of 9.03%, which is average.

Institution Statistics

NCUA #68560
Year Chartered1979
Primary Regulator
Assets and Liabilities
Assets$241.24 million
Loans$155.03 million
Deposits$218.98 million
Equity Capital$21.06 million
Loan Loss Allowance$732,000
Unbacked Noncurrent Loans$447,000
Real Estate Owned$0
Historic Data - March 2013
Assets$233.50 million
Equity Capital$20.17 million
Loan Loss Allowance$784,000
Unbacked Noncurrent Loans$447,000
Real Estate Owned$89,000
Profit Margin - Quarterly
Return on Assets0.63%
Return on Equity7.24%
Interest Income$1.90 million
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Red Rocks Credit Union Savings Account Rates

0.40%$100k-High Yield Savings
0.40%$100k-Business High Yield Savings
0.05%$250-Primary Savings
0.05%$250-Additional Savings
0.05%$250-Business Primary Savings
0.05%$250-Business Additional Savings

Red Rocks Credit Union CD Rates

2.12%$5k-60 Month Share Certificate
1.61%$5k-48 Month Share Certificate
1.26%$5k-36 Month Share Certificate
1.00%$5k-24 Month Share Certificate
0.65%$1k-12 Month Share Certificate

Red Rocks Credit Union Locations
Branch Office12257 S Wadsworth BlvdLittleton, CO 80125-8504
Branch Office9332 Dorchester StHighlands Ranch, CO 80129
Branch Office9325 Dorchester St Suite 200Highlands Ranch, CO 80129