2327 North Ridge Road
Wichita, KS 67205
www.relianzbank.com



RelianzBank is headquartered in Wichita and is the 232nd largest bank in the state of Kansas. It is also the 6,559th largest bank in the nation. It was established in 2005 and as of March of 2012, it had grown to 10 employees at 1 location. RelianzBank's money market rates are 14% higher than the national average, and it boasts a 5-star health rating.

RelianzBank Routing Number: 101115069



See Rates for: Checking | Savings | Money Market | CD

RelianzBank Checking Account Rates

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0.10%$100-Relianz Interest Checking Account
0.10%$100-Relianz Relationship Checking Account
0.10%$100-Relianz Elite Checking Account
0.10%$100-Relianz Business Interest Checking Account

RelianzBank Savings Account Rates

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0.15%$100-Relianz Saving Account

RelianzBank Money Market Rates

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0.50%-$10kRelianz Money Market Account
0.50%-$10kRelianz Business Money Market Account

RelianzBank CD Rates

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1.30%$1k-36-47 Month CD
1.10%$1k-24-35 Month CD
0.60%$1k-12-23 Month CD
0.40%$1k-6-11 Month CD
0.25%$1k-91-181 Day CD

Rates updated: 5/27/2012

Data for Q1 2012


Institution Statistics


RelianzBank
FDIC Certificate #58122
BankRate ReportView
Year Established2005
Employees10
Primary RegulatorFDIC

Assets and Liabilities

Assets$43.17 million
Loans$32.23 million
Deposits$37.32 million
Equity Capital$4.53 million
Loan Loss Allowance$656,000
Unbacked Noncurrent Loans$49,000

Historic Data - March 2011

Assets$40.94 million
Equity Capital$4.32 million
Loan Loss Allowance$536,000

Profit Margin - Quarterly

Net Interest Margin4.21%
Return on Assets0.55%
Return on Equity5.33%
Interest Income$519,000

Institution Health


Overall Score:
5 out of 5
5
Texas Ratio5
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 RelianzBank had $49,000 in non-current loans and owned real-estate with $5.18 million in equity and loan loss allowances on hand to cover it. This gives RelianzBank a Texas Ratio of 0.95% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Deposit Growth5
In the past year, RelianzBank has increased its total deposits by $2.12 million, resulting in 6.01% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth RelianzBank has shown is excellent.
Capitalization5
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. RelianzBank has $43.17 million in assets with $5.18 million in equity, resulting in a capitalization level of 12.01%, which is excellent.
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