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1892 East Burleigh Boulevard
Tavares, FL 32778

Reunion Bank of Florida is headquartered in Tavares and is the 95th largest bank in the state of Florida. It is also the 2,603rd largest bank in the nation. It was established in 2008 and as of December of 2013, it had grown to 40 employees at 5 locations. Reunion Bank of Florida has a A health rating.

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Reviews (1)

This Bank Is The Best Ever!

I have been with this bank for 3 years and love it. I moved from Florida about a year ago and still bank there. The people are friendly and will help you with any problems you have and they don't have any hidden fees, everything they charge they tell you right when you open up your account. I love this bank and would not bank anywhere else!!!


Data for Q4 2013

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 Reunion Bank of Florida had $1.02 million in non-current loans and owned real-estate with $23.4 million in equity and loan loss allowances on hand to cover it. This gives Reunion Bank of Florida a Texas Ratio of 4.34% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Reunion Bank of Florida decreased slightly from 5.91% as of December 31, 2012 to 4.34% as of December 31, 2013, resulting in a positive change of 26.57%.This indicates that the balance sheet and financial strength for Reunion Bank of Florida has improved slightly in recent periods.

Deposit Growth


In the past year, Reunion Bank of Florida has increased its total deposits by $54.49 million, resulting in 32.42% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Reunion Bank of Florida has shown is excellent.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Reunion Bank of Florida has $244.6 million in assets with $23.4 million in equity, resulting in a capitalization level of 9.56%, which is above average.

Institution Statistics

FDIC Certificate #58815
Year Established2008
Primary RegulatorFDIC
Assets and Liabilities
Assets$244.60 million
Loans$166.12 million
Deposits$222.57 million
Equity Capital$21.74 million
Loan Loss Allowance$1.66 million
Unbacked Noncurrent Loans$1.02 million
Real Estate Owned$0
Historic Data - December 2012
Assets$190.33 million
Equity Capital$22.07 million
Loan Loss Allowance$1.37 million
Unbacked Noncurrent Loans$1.02 million
Real Estate Owned$183,000
Profit Margin - Quarterly
Net Interest Margin3.65%
Return on Assets0.66%
Return on Equity6.52%
Interest Income$9.07 million

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Reunion Bank of Florida Locations
Reunion Bank Of Florida1892 East Burleigh BoulevardTavares, FL 32778
Port Orange Branch3615 South Clyde Morris BoulevardPort Orange, FL 32127
Ormond Beach775 W. Granada Boulevard, Suite 1Ormond Beach, FL 32174